6D·

My future portfolio: Opportunity-oriented, broadly diversified and long-term oriented!

In the world of investing, structure and weighting are crucial, especially if you want to build a sustainable and high-yielding portfolio. The following chart shows my target weighting

target weighting, based on the core-satellite principle. This model combines stability with targeted growth potential, a balance between risk and opportunity.

The portfolio structure at a glance:

1. core component - 73.7% (between 70-80%) FTSE All-World (blue) $VWRL (+0,13%)
and $FWRG (-0,02%) The majority of my portfolio is made up of the FTSE All-World ETFwhich tracks over 4,000 companies worldwide. This broad diversification is the basis for long-term asset accumulation and protects against individual risks.

Advantages:

Worldwide diversification in industrialized and emerging countries
Automatic access to the world's largest companies
High stability with moderate risk
Automatic rebalancing if, for example, America loses economic power.

2. satellite components - 26.3% (max. 30%) opportunity-oriented additions

These components increase the return potential through targeted investments outside the broad market index:

- 15.8 % Bitcoin (brown) $BTC (+0,04%)

I see Bitcoin as a promising but volatile investment. As a decentralized store of value and possible "digital gold", it can benefit greatly in the long term, especially if demonetization continues or institutional acceptance grows.

- 10.5 % gold ETF (orange) $ZGLD

This is a physically deposited gold ETFa classic safe haven with digital access. Gold has historically provided reliable protection against inflation, geopolitical uncertainty and currency risks. ZGLD combines these advantages with the efficiency of an ETF.

(Currently: portfolio still has too little gold and All-World monthly savings plan runs on the FWRG and weekly savings plan on the ZGLD.

Bitcoin is more of a lump sum if more fallen and aligned to 4-year cycle.

Otherwise just a small gamble on Take-Two $TTWO (+0,63%) with the GTA 6 hype going on but will then be sold shortly before release and regrouped).

Why this portfolio?

The core-satellite model offers me several advantages:

Stability through the core share (FTSE All-World)
Flexibility & innovation through satellites (Bitcoin and gold)
Risk control through clear weightings

It is a portfolio that is designed for the long term, i.e. not a short-term speculative portfolio, but a well thought-out structure with a strategic focus on the next 10-40 years.

Possible further developments

Of course, no portfolio is set in stone or perfect. Here are a few considerations for possible further development:

Further satellite ideasEmerging markets, AI ETFs, small caps, dividend stocks
Rebalancing strategy: Review the weighting once a year and adjust if necessary
Hedging strategiesE.g. through cash quota or bonds for times of crisis

And now it's up to you:

What does your portfolio weighting look like?
Are you more interested in stability or do you take more risk?
What role do crypto or precious metals play in your strategy?
Do you also use the core-satellite model or do you take a different approach?

I look forward to your input, your experiences and your questions in the comments!

Your Lord Vader!

#etf
#cryoto
#gold
#langfristig

52 Comentários

Epi@Epi

Top! That's all you need: ACWI, BTC, GLD. 👍

The only question that remains is the weighting. Why this? Is it maxSharperatio, min max drawdown or...?
Rebalanced you?

My research on the Epi portfolio has shown that a vola-weighted ratio of BTC and GLD is optimal for the risk/reward ratio, i.e. approx. gold:BTC = 3:1.

Otherwise, you are welcome to turbo-charge the portfolio by using Wisdomtree Efficient Core Global instead of ACWI
and 2xGLD instead of gold, weighting everything equally and layering an SMA200 strategy on top. Doubles the return and halves the risk. 😬

https://www.justetf.com/en/etf-profile.html?isin=IE00077IIPQ8#overview

https://www.portfoliovisualizer.com/tactical-asset-allocation-model?s=y&sl=71lZB2Ud3JVlZBrJf9G590

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Darth Vader@TheRealDarthVader

@Epi I'll have a look at💪 Weighting is not yet set in stone, hence this post. Rebalancing would certainly be 1-2x per year to see if everything still fits!

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Epi@Epi

@TheRealDarthVader Added the backtest of the power portfolio above.

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Darth Vader@TheRealDarthVader

@Epi Wow thank you🫡

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Michael@Happysurfer

@Epi this would mean that if one of the three values is above the sma200 it is bought and if it falls it is sold. i just wanted to look into it with a small position in an extra depot.

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Epi@Epi

@Happysurfer Genau.

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Michael@Happysurfer

@Epi great thanks. Ok, I just had a look. Gold and bitcoin are just above the sma200. the etf is below it. But it hasn't really been around for long have I got that right?
So if I take 3000 euros as initial money, I buy double leveraged gold and bitcoin for 1000 each. With the etf I wait for the sma200 buy signal?
What I don't quite understand is when and if at all I rebalance if bitcoin, for example, rises significantly more than gold or the etf.

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Epi@Epi

@Happysurfer Exactly, observe the SMA200 1/3 at a time. Trading only takes place on a fixed date each month, e.g. the 1st. Everything in between is irrelevant. This is important in order to reduce false signals and bring calm to the strategy.

You can keep rebalancing pragmatic. Although you would theoretically have to create the 3x 1/3 weighting on each key date, this is hardly possible at a favorable price for the small amount. Simply rebalance as soon as it fits, e.g. when two assets are traded.

Incidentally, you can also simply use a 2xSPY or the holy Amumbo for the equity portion.

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Michael@Happysurfer

@Epi Thanks again for the quick reply. Which day then where I trade does not matter?
And how does it look like if I would like to invest additionally every month? just buy more if the values are still above the sm200? with that I could also rebalance a little if there is more than one value in the depot.

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Epi@Epi

@Happysurfer Which day is optimal depends on the assets and the model. This is then shown by a backtest. Sometimes it tends to be the middle of the month, sometimes the end. But a day in the last week of the month usually works well.

As long as you are building up the portfolio, rebalancing is easier. You can be creative. 😬

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Michael@Happysurfer

@Epi Hopefully the last question first. With the leveraged values, do you take the sma200 from the unleveraged values? Or is it the same in the end? I just thought that with leveraged values, the path dependency could result in different values, right?

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Silas@Bein-Godik

50% FTSE
25% BTC
15% Gold
10% Bonds

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NoOneElse@NoOneElse

@Bein-Godik perfect!!! Silver is also a good option

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Thesaurus@Thesaurus

I save for the long term:

70% $VWCE
30% $BTC

I also hold smaller positions in watches, gold coins, multi-factor ETFs and a Wikifolio certificate.

I currently feel very comfortable with this :)

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Darth Vader@TheRealDarthVader

@Thesaurus I also have a nice watch and gold coins. Pokemon and stuff like that too😆 but only the very liquid things are in this portfolio above💪

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Thesaurus@Thesaurus

@TheRealDarthVader Yes, I do the same :D

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Thesaurus@Thesaurus

@TheRealDarthVader although I didn't quite understand what makes a Rolex more liquid than Pokémon cards haha

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Darth Vader@TheRealDarthVader

@Thesaurus Both were similarly liquid back then, Rolex was just more hype and you could really get rid of it almost for the market price if you wanted to. Today it's still a good investment, but I now put it at a similar level to Pokemon cards, provided they are in very good condition of course!

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MrSchnitzel@MrSchnitzel

Hello dear,
I also really like your strategy and portfolio allocation, maybe you can change one or two things, but that is of course a matter of taste and also depends on personal factors.
My strategy:

Focus on 70% ETFs
of which 50% Msci World is diversified enough for me I don't want to diversify I'm actually considering switching to the S&P 500 as nothing can compete with it in the long term and the USA is simply the world power par excellence and most of the best companies come from there and I don't think that will change in the long term either - why should it? (But that's still a matter for consideration and probably a bit too USA-heavy, but the returns speak for themselves)

20% AI Big Data to refresh the returns a little and that is/will be the future, we are only at the beginning and there are many great companies with future potential.

15% Bitcoin because I am also very convinced of it in the long term, as currencies such as the dollar etc. are depreciating/inflating more and more, is limited to 21 million (digital gold) and can also serve as a money store for countries and more and more are investing in it, see countries or many very wealthy people.

15% shares because I personally enjoy the topic very much, to deal with the companies and also to improve the return a little of course only with fundamentally strong companies as well as an experienced management, a lot of growth potential and 1-2 dividend companies like Allianz but mainly focus on growth stocks (I limit myself to about 10-15 stocks to keep an overview).

Other information: Savings plan is consistently executed monthly in the Etfs and Bitcoin, of course, attention is paid to the weighting here.
Cash reserves are also very important.
Shares are mainly bought or repurchased during corrections (crash) or when they are very undervalued.

"Small" insight into my strategy :)
Kind regards

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Darth Vader@TheRealDarthVader

@MrSchnitzel Thanks for the exciting insight. The 10-15 individual stocks would be a bit too high-maintenance for me, but if you like to deal with these companies, of course that's good💪 Otherwise Msci is always an exciting option, but I would personally advise you against the s&p. Of course it was the etf par excellence in the past, but nobody knows whether that will still be the case in 20 years and whether you will then catch the moment of the shift from over-return to under-return compared to the world market will be difficult, so world etf and no worries. Or just WW3 but then you have other Sorgen✌️Viel success but still and Bitcoin ftw!

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MrSchnitzel@MrSchnitzel

@TheRealDarthVader Of course you're right that it's a bit riskier, but ultimately I don't want to diversify either, see the EM Etf, for example. Of course nobody can say what will happen in the future, but the past has shown how strongly the USA can perform and has always overcome its problems, and a lot of people invest in the stock market or are more part of everyday life and they will very likely invest in the S&P.
Yes, what is currently happening here on earth is no longer as normal as in kindergarten😂let's hope that this doesn't happen.
Thank you dear I wish you continued success and fun investing I hope you enjoyed the insight and the idea. ✌️

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HyFive@HyFive

80-90% $BTC

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Darth Vader@TheRealDarthVader

@HyFive Bitcoin FTW! Can you sleep well at night with it? Do you also plan to realize profits or are you hodling through?

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HyFive@HyFive

@TheRealDarthVader Hi, of course 👍. I'm currently still invested at around 64% and am gradually realizing with a lot of patience. I'm holding 90% for the long term, at least 5-10 years. I'm even planning to sell a property to put everything into Bitcoin. This is of course risky and not for everyone, but I see the greatest potential here. I'm aware of the volatility, so this is MY personal strategy, not general advice. I am fully behind it. 🙌 the journey starts very soon. 🤠

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Darth Vader@TheRealDarthVader

@HyFive Then have fun and may the force be with you!

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HyFive@HyFive

@TheRealDarthVader I wish you the same, Padawan. If you choose a different path, may the darkness not find you for it. :)

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Darth Vader@TheRealDarthVader

@HyFive I am already Lord Vader of the dark side of the Force, so please! ;)

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HyFive@HyFive

@TheRealDarthVader Vader. The dark path you walk, but may fate not judge you for it. :D

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Femke@femkelbn

That's exactly how I feel. ☺️

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federalreserve@federalreserve

Exactly the same for me, only without gold. Is gold a must-have for you? Somehow I have followed the development of gold over the last year but always missed the entry point a little.

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Darth Vader@TheRealDarthVader

@federalreserve Yes, the way the world is currently developing, I see gold as a unique asset because it really does the opposite of the stock or crypto market, i.e. it does its own thing to a certain extent😉 But I only recently got into gold, so I'm running a weekly savings plan for a few months because it's also all time high right now!

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Thom@Depot_7777

will also include BTC in the 2026 bear market, a fixed component then

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Darth Vader@TheRealDarthVader

@Depot_7777 Perfect, I'll buy in again both in the medium and long term!

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Metis@Metis

My core consists of 3 ETFs (one of which is the FTSE AllWorld in distributing form) because the aim is to grow the dividend. They pay out alternating quarterly dividends. Apart from that, I still have around 23% in equities to gain experience and experiment. (Although I'm considering separating them from my main portfolio and moving them separately into an experimental portfolio)...
Gold and BTC run alongside in the savings plan. 👍🏻

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Sparfuchs@Der_Sparfuchs

Thank you for the detailed and informative article, Your Lordship 😄. The structure of my portfolio would be similarly simple. However, it is currently still under construction. The core component is the $FWRG (~60%) and the satellites $965515 (~20%), $SPICHA (~10%) and $BTC (~10%).

I will continue to buy in the coming years to achieve my desired allocation.

May the force in the financial galaxy be with you and greetings to the Emperor 😉.

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Darth Vader@TheRealDarthVader

@Der_Sparfuchs Hello thrifty fox, you aspiring Sith. Lord Vader likes your strategy, we can use it to conquer the financial galaxies. The Emperor is also pleased with your progress!

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Dan@fizzelfritz

Hello everyone, I am currently rebuilding my portfolio to
10% Bitcoin
10% gold
80% shares
-> I am dividing these in turn into $VWRL
$TDIV
$FEQP
$XBAS

My current portfolio still needs to be adjusted, but I don't want to make any loss-making purchases.

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Darth Vader@TheRealDarthVader

@fizzelfritz Great plan, you'll definitely be in the black in the long term. May I ask why Singapore etf?

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Thom@Depot_7777

My portfolio is still under construction, i.e. I am still invested in crypto stocks until it goes towards the top - then reallocation: approx. 30% $SPYL, 30% $JEGP (I am already in here) 30% targeted $BTC 10% variable

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Darth Vader@TheRealDarthVader

Also exciting! But predicting the crypto top is always difficult. It may already be over... I would recommend going out in stages and not just waiting for a certain price level for Bitcoin, for example!

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Thom@Depot_7777

@TheRealDarthVader Yes, that's right, I'll try...

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market_maverick_115@market_maverick_115

A quick question about the world's beloved FTSE. Why does everyone rave about $VWRL?
I have the MSCI World $IWDA, for example, and it does much better. Can someone please explain this to me?

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Testo-Investor@Testo-Investor

would make the allocation more aggressive. 50% etf, 35% btc, 15% gold

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MrHako@MrHako

Also enter a small percentage of Ethereum. 🖖🏼

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