22H·

Long-term strategy despite sabbatical - rethinking your portfolio

I am currently in the process of restructuring my portfolio and would be pleased to hear your views.


Total approx. 400 k €currently divided as follows:



From the beginning of next year, I will start a sabbatical / longer travel phase (1-2 years) and during this time have no income during this time. I plan to start with about 2.000€/2.500€ per month per month.


My aim is to keep the portfolio running for the long term - i.e. clearly return-oriented - but at the same time not be completely tied down completely if investment opportunities arise in 1-2 years.


I am therefore looking for the the right balance between long-term wealth accumulation, liquidity and moderate risk.and I'm curious to know how you would approach this in my situation.

9Posições
18,23%
2
6 Comentários

Hey Philip, first of all congratulations on your decisions!
Sabbatical sounds good, portfolio looks good on its scale 👍🏼
I wouldn't change that much. If you wanted to slim down, I would sell the Global Equity Premium and shift half into the FTSE and half into cash.
You should then have enough liquidity and cash flow to avoid having to look at your portfolio during your sabbatical. After all, you certainly want to travel in a relaxed manner. 👌🏼
1
imagem de perfil
You can't see the shares and there are no figures, so it's difficult to say. But nobody knows how much money you need to live on. If you make 10% pa with 400 nozzles, then you have about 32K net or 2666€/month. That will get you a long way if you don't have an expensive car or apartment. I don't know if I would restructure much if the portfolio is going well.
@Bezehgombjuderstimme Can't you see the values? I have divided the relative values.
imagem de perfil
@FilFree I only see the relative return.
@Bezehgombjuderstimme hmm that's stupid :-(
@Bezehgombjuderstimme I have adjusted the post.
Participar na conversa