$VALLD (+0,77%) >> “Let's get the animals in!”

Hey everyone,

I use the investment portfolio shown here to cover my fixed expenses. Since purchasing two condos, those expenses have risen significantly.

We’ve decided against taking the income tax reduction to increase our monthly take-home pay because the special mortgage payments have lowered the interest costs compared to the amount reported last year, and we don’t want to have to make up the difference.

Among other things, with the bulk purchase of $VALLD (+0,77%) as well as $O (+0,98%) and $MAIN (-0,79%) my dividend forecast has doubled. $VALLD (+0,77%) This hasn’t been factored in yet, since the ETF is still relatively new.

I’m using the money saved from the dividends to increase my savings plans for individual stocks, except for $O (+0,98%) and $MAIN (-0,79%) to further expand the positions. Individual purchases are intended to speed up the process. Once I consider the other positions large enough, a new position will be opened.

I’m curious to see where this journey takes me.

Today, the first savings plan was launched in our new Vanguard FTSE Global All-Cap was executed today. 🚀

Just under 500 € has been invested—marking the start of a new long-term component in our portfolio.

Why this ETF?

Invest globally, large, mid, and small caps included—all for 0.07% TER. Exactly the kind of “boring” investment I like. 😄

The existing All-World ETF will, of course, remain in the portfolio. No drastic reallocations—we’re mainly managing this with new funds.

Now it’s time to: let it run. 🌱

#ETF
#Vanguard
#Sparplan
#BuyAndHold
#Vermögensaufbau

$VALLD (+0,77%)

$VALLD (+0,77%)

I'll keep it short: a 5-year holding period, which serves as a small step toward paying off a construction loan that still has 5 years left.

I have built up my position in the Vanguard FTSE Global All-Cap UCITS ETF ($VALLD) with 500 shares.

The ETF was launched only recently, so no official distribution dates have been announced yet. It is believed that the distribution intervals could be based on those of the Vanguard FTSE All-World ($VWRL).

However, since the $VALLD (+0,77%) is still very new and is only beginning to build up assets, I consider a first distribution in September to be rather unlikely. A date in December seems more realistic, once sufficient income has been accumulated and the fund makes its first regular distribution.

It is currently impossible to predict how high the dividend will be. Although the composition is similar to that of the $VWRL (+0,77%) , the payout ratio and timing may still differ. At the same time, the fund’s assets under management are growing because many investors have already set up savings plans—a factor that contributes to the ETF’s long-term stability.

For my dividend strategy, this means: I’ll monitor the first distributions, analyze their amount and regularity, and then decide whether to further expand my position. The current price is attractive, but for me, sustainable dividend quality is the top priority.

In short:

I invested in the ETF early on, wait for the first reliable dividend data, and then decide on further purchases—as part of my strategy to use dividends over the long term to cover fixed costs.

For quite some time now, I’ve been investing in the Vanguard FTSE All-World UCITS ETF (USD) Dist through a savings plan and larger one-time payments (€500 per month).

In 6 weeks, I’ll reach my first goal of investing €20,000 in the aforementioned ETF.

Now I’m considering 3 scenarios.

• Continue investing €500 per month in the Vanguard FTSE All-World UCITS ETF (USD) Dist $FTSE

• Then invest the €500 in the new Vanguard FTSE Global All-Cap UCITS ETF USD Dist $VALLD (+0,77%)

• Invest 400€ in the new Vanguard FTSE Global All-Cap UCITS ETF USD Dist and 100€ in the Vanguard FTSE All-World Ex-U.S. UCITS ETF USD Dist $VXUD (+0,95%)

I consider all three options plausible in the long term. I’m leaning toward scenario 3, partly to slightly reduce the U.S. weighting.