BNP Paribas BNPPE MSCI Wld SRI S-Srs PAB 5% Cp ETF C

Hey :)

I'm no longer completely new to getquin, but I've never really received or asked for detailed feedback on my portfolio before. Now, at the end of the year, I'm taking the time and looking forward to your answers.

I am currently still 17 years old and therefore still have a lot of time before I retire. Despite my desire to be financially independent as early as possible, my aim is therefore to achieve long-term, sustainable growth without having to restrict myself too much financially.

My portfolio is based exclusively on ETFs, as I neither have the desire nor the time to invest in individual companies. Of course, this is also possible without a lot of time, but then combined with a lack of knowledge - not my goal. Instead, I use 3 ETFs to achieve global diversification and thus minimize risk. With the $EMWE (+1,41%) I form the basis and invest in the MSCI World. My portfolio is supplemented with the $XZEU (+0,26%) to strengthen the European share and with the $EMSRI (+0,22%) so that emerging markets are also represented in my portfolio and a US cluster risk is reduced as far as possible. What all three ETFs have in common is that they follow ESG and SRI criteria. There are certainly different views on how sensible this is in the end - but I personally feel more comfortable with these investments, which are at least greener.

In future, I would like to steadily increase my current savings rate of around 50 euros per month as my income grows. The percentage distribution of my savings rates per ETF should be based on the 50 / 30 / 20 or 50 / 20 / 30 model, even if the actual percentage distribution in my portfolio currently looks different. However, I don't see any need for rebalancing at the moment - what is doing well can continue to do so; what is doing badly doesn't have to take up a larger share. In future, too, I would prefer to focus on safer, lower-risk forms of investment and not on "good luck" gambles.

Please let me know your thoughts on all this. What do you think is good? What would you do differently?

Hello everyone,

I'm basically satisfied with my portfolio, but I'm looking forward to your expert feedback.

I am 31 years old, have a degree in business administration and a professional qualification in the healthcare sector. I also work in this field. I've been invested since 2014 - sometimes with more, sometimes with less activity. However, savings plans have been running.

What I still plan to do:

• $EMWE (+1,41%) Liquidate and add to my $VWRL (+0,87%) pack. (In January, as the allowance has already been exhausted).
• $BAS (-1,23%) Sell as soon as I'm in the black. Do not believe in the energy-intensive industry in Germany due to political influences.

My biggest mistake to date was buying more $BNTX (+6,37%) at the height of the pandemic. Had put a little more hope in the last major corona variant in Nov. 2021. Currently -70%. Overall, however, I believe in the company, but would not want to increase my position any further. How do you see it?

Otherwise my savings plans are running, currently €800 / month

• $VWRL (+0,87%) 250€
• $VHYL (+0,84%) 150€
• $XDWH (+0,7%) 100€
• Other: €300 (on the currently smaller positions in my portfolio)

My aim is to build up assets sustainably and have some fun with individual stocks.

Hello everyone,

after being a more or less silent reader here for some time now, I have decided to share my portfolio with you and look forward to your constructive feedback 😁

About me:

I am 20 years old, come from Munich and am studying computer science.

My strategy:

Since the end of 2021, I have been saving €200 per month in the portfolio initially and recently €250. The current distribution is as follows:

50€ Amundi ETF Leveraged USA $CL2 (+1,92%)

50€ Easy MSCI World ETF $EMWE (+1,41%)

50€ Emerging Markets ETF $XMME (+0,15%)

50€ Procter Gamble $PG (+2,05%)

50€ Johnson & Jonson $JNJ (+2,5%)

I would like to pursue a core-satellite strategy and use the satellites to fully utilize the allowance but also beat the market.

My investment horizon is 30+ years, as I would like to use the portfolio as a retirement provision or to retire a little earlier, depending on performance.

I would probably like to reallocate the DWS Top Dividende $n/a (+0,6%) position, but I'm not quite sure yet what I want to put how much into.

And now it's time: Fire away XD

Monthly