3J·

Reallocation - need your opinion

Hello everyone,

I am 20 years old, currently have a custody account of around CHF 37,000 with IBKR and save around CHF 600 per month.


My current statement:




Considering:




My thoughts:


  • MSCI World is too broad and too heavy in Europe/Japan for me, I see more long term return in the S&P 500.
  • Gold is okay for safety, but maybe I don't need 10% at 20 years.
  • I want more growth / oomph, I am also prepared to endure short-term fluctuations.



👉 Questions for you:


  • Would you cut SWDA and weight S&P 500 / Nasdaq more instead?
  • Reduce gold and increase tech or EM instead?
  • Is it worth adding to Bitcoin or growth stocks like Novo Nordisk at my age in order to achieve even higher returns in the long term?
  • Or would it be better to leave everything as it is and just optimize via the savings rate?



Thank you for your feedback 🚀

10Positions
37 622,06 CHF
7,32 %
4
2 Commentaires

Hello
If I were you, I would implement a targeted weighting via savings rate and "opportunities"...
Then, as I understand it, you want to keep all positions...

By the way, I find depot 👍
••
image de profil
Alphabet!!!
••
Participez Ă  la conversation