$XCHA (-2 %) Onvista and Getquin each show different positions for the top 10. Here it is only American and on Onvista it is Chinese. Where does the difference come from and which values are actually available?
Xtrackers CSI300 Swap ETF
ETP
ETP
ISIN: LU0779800910
Ticker: XCHA
LU0779800910
XCHA
Price
Debate sobre XCHA
Puestos
9
1Año·
That's me! 🙋🏽♂️
Hello everyone,
My name is Antonio, I'm almost 27 years old and I'm from Bremen. I currently work as a train manager at Deutsche Bahn. Anyone who knows the job knows that chaos is almost guaranteed here. If a train is on time, everyone wonders what's going wrong. Delays, strikes, unforeseen events - you get used to the fact that nothing goes as expected. And that's exactly how I felt on the stock market: constantly chasing hypes, always on the lookout for quick profits, and in the end I never knew whether the train was still on the right track. I experienced just as much chaos on the markets as I did in my day-to-day work - but fortunately I've learned from it and am now looking for a fresh start where everything is a bit more orderly and predictable.
I've made a lot of mistakes on the stock market in the past. And not too few - unfortunately. Like many of you, I had the idea that the stock market would make me a quick buck. I let myself be led by hypes, trends and the desire for immediate results. I wasn't interested in investing for the long term or building a solid foundation for the future, I was only ever interested in making a quick profit. Leveraged products, knock-out certificates - it was all there. It felt like a casino where the loss was usually the only "win". And so it came as it had to: I not only lost money, but also confidence in my own decisions and the markets.
But today, in 2025, I have realized that it is time for a fresh start. I have learned from my mistakes. It's been a long road and I've thought a lot about why I was so quick to go for the quick buck instead of investing patiently and focusing on long-term success. I learned the lessons I needed to become a better investor. Patience, diversification and a long-term perspective are now my principles. I want to create something tangible, not just a portfolio full of numbers, but also a solid, long-term strategy that will help me to continuously build my wealth.
My portfolio: A solid foundation
The portfolio I have now built up is a mix of different asset classes and asset classes. My aim is to diversify broadly and not miss out on potential growth opportunities, while spreading risk across different sectors and regions. Here is an overview of what my investment strategy looks like:
ETFs (€1000/month)
I have deliberately opted for a broad diversification and invested in different geographical regions and markets. This diversification should ensure that my capital benefits from the markets that have the greatest potential in the coming decades.
- IE00BMTX1Y45 ( $I500) (+1 %)
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- IE00BYXVGY31 ( $FUSA (+1,21 %) )
- IE00BD1F4M44 ( $IUVF (+0,61 %) )
- IE00BKM4GZ66 ( $EIMI (+0,26 %) )
- LU1681041973 ( $CD9 (-0,04 %) )
- LU0486851024 ( $D5BL (+0,14 %) )
- IE00BYQCZN58 ( $DXJZ (-0,07 %) )
- IE00BF4RFH31 ( $WSML (+0,34 %) )
- IE00BG0SKF03 ( $5MVL (+0,61 %) )
- IE00B652H904 ( $SEDY (-0,17 %) )
- LU2089238385 ( $PRAJ (-0,84 %) )
- DE000A0H0744 ( $EXXW (+0,52 %) )
- IE00BFXR5W90 ( $LGAG (+0,47 %) )
- LU0779800910 ( $XCHA (-2 %) )
- HANetf Future of Defense UCITS ETF ($ASWC (+2,04 %) )
So many ETFs? Does he still have all his wits about him?
Some people will think exactly that when they look at my ETF list. And yes, I admit that the portfolio is pretty broadly based - perhaps too broad for some. But that's exactly my goal. I don't want to catch the one sector or the one region that is going through the roof. I want to have everything! If a market explodes somewhere in the world, then I want to be there. Be it through large caps, small caps, growth, value, technology or emerging markets, my approach is not to miss out on potential opportunities and at the same time not to put all my eggs in one basket. Some call it overdiversification, I call it my personal "all-world approach"
The idea behind the selection of these ETFs is that I want to focus on global markets and growth regions without missing out on important sectors such as technology, healthcare and energy. The USA (with over 55% of my portfolio) remains the central component due to its economic importance and innovative strength. At the same time, I am also focusing on Europe, Asia, China and emerging markets, which are increasingly among the growth markets of the future. Small caps also play a key role for me, as they often have the potential to grow faster and offer opportunities that are often overlooked by the large institutions.
Cryptocurrencies (€100/month in Bitcoin ( $BTC (+0,2 %) ) €50/month in Ethereum ($ETH) (-0,26 %)
I also invest in Bitcoin and Ethereum as I am convinced of the future of these digital currencies. Even if the volatility is high, I see the long-term potential of these technologies. For me, it is an opportunity to participate in the development of a new financial world.
Gold (50 €/month EUWAX Gold ($DE000EWG0LD1 (-0,74 %) )
In uncertain times, I have realized how important it is to have conservative assets such as gold. The last few years of inflation and economic fluctuations have made me realize that gold can have a stabilizing effect, especially in times of crisis.
Individual stocks - My dividend strategy
I have also selected a few individual stocks that should not only offer me security, but also regular income through dividends. The reason for this is simple: I need something tangible, something visible. It's not just the pleasure of seeing the portfolio grow, but also the dividend that gives me the feeling of actively participating in the companies and benefiting from their success.
- 3M Co ($MMM (-0,96 %) )
- Allianz ($ALV (+1,23 %) )
- BioNTech ($BNTX (-0,03 %) )
- Booking Holdings( $BKNG (+0,04 %) )
- Coca-Cola ($KO (+0,85 %) )
- LVMH ($MC (+1,41 %) )
- MSCI Inc ($MSCI (+0,16 %) )
- NextEra Energy($NEE (+0,77 %) )
- Philip Morris ($PM (+2,29 %) )
- Realty Income($O (+1,14 %) )
BioNTech in particular, as a company that has promising potential not only during the pandemic but also beyond, is a long-term winner for me. Likewise NextEra Energy, which plays a key role in the renewable energy sector, and Booking Holdings, which should benefit from the global tourism trend. These companies not only pay dividends, but also show that you can benefit from a company's success with a long-term perspective.
Pension fund
I also invest in the DEVK pension fund (DE000A2PT1X3) through my employer $DE000A2PT1X3 . This fund is particularly important to me because of the generous contributions made by my employer and the solid returns. Even though the costs are somewhat higher, I see it as a long-term addition to my strategy.
Why this portfolio?
I built my portfolio this way because I believe in the potential of long-term global diversification. Rather than chasing short-term gains, I am looking for continuous value growth over many years. I want to support the right companies, benefit from promising markets and at the same time have a regular source of income through dividends.
I am no longer interested in making a quick buck. I have learned that true success in wealth accumulation lies in patience. And that's what it's all about: I want to create a solid foundation for the future - for myself, for my pension and perhaps for a house in a few years' time.
What do you think?
I'm really looking forward to hearing from you. What do you think of my strategy? Do you see any areas where I could diversify even more? Are there any asset classes or ETFs missing from my portfolio that would make sense for me? I am very keen to hear your opinions and advice.
Thank you for taking the time to read my story and strategy! I look forward to your feedback.
Best regards,
Antonio
3131
23 Comentarios
Hey, thanks for sharing. To say it up front: you are probably well diversified with your etfs and will probably achieve more with them and your savings rate than the average person.
First of all, individual stocks: you can do that. Personally, I've said goodbye to it, as my selection of individual securities has rather slowed me down. But I can understand the need for control.
Crypto and gold: why not. My weighting is smaller, but it depends on my personal risk affinity. risk affinity.
On the ETFs:
First, the presentation method: Please include the percentage weighting. Then you can better evaluate what you are doing. It would also have been nice if I didn't have to click on each one to see what's behind it.
On diversification, you may have overdone it a bit. While you're probably solidly diversified depending on your weighting, your approach has quite little method in my view. You walked through the supermarket, said please everything once and got 3 different packs of toilet paper, bought peppers and pointed peppers. You should consider whether you could have achieved your goal more easily with an MSCI World and emerging markets and small caps variants. Then you have a few value and dividend etfs, which are probably okay. If you actually had a value tilt in mind. But then, in my opinion, you should rather take value ETFs instead of dividend ETFs, as these are also available as accumulating ETFs. But in neither case are you really more diversified if you have several US big caps ETFs.
Europe is similar. You have the Stoxx Europe and MSCI Europe, a Europe Imi and Europe Value (if I have seen this correctly)
Maybe you could do the same with a
MSCI World, MSCI World Value, MSCI World small caps. If necessary, you can then overweight a region with an additional ETF or 2.
It should be similar with EM.
The advantage: with EM and World you could do without the Pacific and have a similar country diversification.
First of all, individual stocks: you can do that. Personally, I've said goodbye to it, as my selection of individual securities has rather slowed me down. But I can understand the need for control.
Crypto and gold: why not. My weighting is smaller, but it depends on my personal risk affinity. risk affinity.
On the ETFs:
First, the presentation method: Please include the percentage weighting. Then you can better evaluate what you are doing. It would also have been nice if I didn't have to click on each one to see what's behind it.
On diversification, you may have overdone it a bit. While you're probably solidly diversified depending on your weighting, your approach has quite little method in my view. You walked through the supermarket, said please everything once and got 3 different packs of toilet paper, bought peppers and pointed peppers. You should consider whether you could have achieved your goal more easily with an MSCI World and emerging markets and small caps variants. Then you have a few value and dividend etfs, which are probably okay. If you actually had a value tilt in mind. But then, in my opinion, you should rather take value ETFs instead of dividend ETFs, as these are also available as accumulating ETFs. But in neither case are you really more diversified if you have several US big caps ETFs.
Europe is similar. You have the Stoxx Europe and MSCI Europe, a Europe Imi and Europe Value (if I have seen this correctly)
Maybe you could do the same with a
MSCI World, MSCI World Value, MSCI World small caps. If necessary, you can then overweight a region with an additional ETF or 2.
It should be similar with EM.
The advantage: with EM and World you could do without the Pacific and have a similar country diversification.
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99
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2Año·
$XCHA (-2 %) I have been investing in this colleague for quite a while, as individual stocks in China are too risky, but I am convinced of China in the long term. The position is now down 20% and there seems to be no end in sight.
What do you think about China? Would you just let it run or would you need to take action?
2 Comentarios
I would not take any explicit China exposure, be it a stock or a China ETF. That would be a kind of gambling position where you are allowed to own shares in companies before the graces of the Communist Party.
However, if China is included somewhere with a few %, I would accept that.
However, if China is included somewhere with a few %, I would accept that.
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11
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2Año·
Further portfolio reorganization regarding my strategy. I decided last Friday to sell my China ETF, you should know by now that I prefer single stocks, and instead will probably add 2 Chinese single stocks to the portfolio next week.
- Li Ning or Anta Sports --> both in the sports-textile business
- NetEase --> technology company
11
3 Comentarios
Personally, I also prefer individual shares to ETFs. For me, the exception is China, where I find a lot of things extremely non-transparent. In addition, the government can simply "kill" shares on a whim. Alibaba with the Ant Group, Tal Education or Didi just to name a few examples. That's why I prefer to stick with ETFs in China.
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