Hello Friends,

I have been following all the posts etc. here with great interest for a quarter of a year now.

After a lot of back and forth, I have decided on a strategy. During this time I have also had to learn a few lessons.

My general goal is long-term wealth accumulation (25 - 30 years) and I currently invest in the following shares, ETFs and cryptos via a savings plan:

$VWCE (+0,17 %) 100 €

$BTC (-1,11 %) 25€

$DTE (-0,92 %) 25€

$NVDA (+2,01 %) 25€

$IGLN (-0,91 %) 25€

$AMZN (+0,26 %) & $MSFT (-1,05 %) I currently have small amounts in my portfolio, which I intend to increase if necessary.

Furthermore I have $IESE (-1,54 %) & $QDV5 (-1,38 %) but I will soon be throwing them out as they have not really performed as I had hoped over the last few months.

As I'm still very new to this, I'm hoping for constructive tips and criticism on what I could possibly improve.

I will be able to increase the savings rate myself towards the end of 2025 when I get a certain salary increase.

I look forward to your answers.