What do the more experienced among you say? Are there any titles on my list that are worth keeping? Do you see any gross misjudgments? Do you have any suggestions for improvement?

Thanks in advance.

Kate

@Iwanowitsch

1Mon·

Portfolio Feedback

Hey everyone,

I'm currently facing the challenge of reducing my portfolio from 77 to a maximum of 30 shares in order to get a better overview and focus my strategy. But I'm not sure how best to proceed.

Should I:

Sell the stocks that have done badly as they are obviously not performing well?
Or should I rather sell the ones that have performed best in order to take profits before things go downhill?
Or simply sell the 40 smallest positions? But there are also many interesting stocks in there that might be worth expanding.
Or simply sell everything that is heavily weighted in the MSCI World and thus reduce the cluster risk?

Perhaps there is a better approach? What do you look for when reducing your positions? Diversification, dividend yield, or simply the size of the individual positions in relation to the overall portfolio? I look forward to your opinions and tips!

Thanks in advance!

77Positions

15.75%

23 Comments

Soprano@Soprano

1Mon

That doesn't make sense, no. If you are already investing in individual stocks, why are you throwing out the best ones to go into "speculative growth stocks"?
The same applies to the healthcare sector. If you don't understand the established players, in what constellation do you understand those that are difficult to assess anyway? Defensive stocks are out ... because they are defensive? And AMD is not a "turnaround candidate" - you simply bought far too expensively.

All in all, it gives the impression that you don't really understand individual stocks, i.e. which stocks to buy why and how to value the companies in the first place. I also don't know if you're interested in learning, otherwise you should probably just stick to ETFs (I'm very reluctant to recommend that).

But what it shouldn't be, at least, is that you look at individual stocks as something where you pick the ones that tell a nice story in the hope that you're going to beat the market big time.

•

FinanzKeks

@ImmoHai

5Mon·

Portfolio Feedback

Hello and have a nice evening,

I would like to ask you for a portfolio evaluation and suggestions for improvement 👀

Or roast me and tell me just one ETF...🙂‍↔️

Objective:

Long-term wealth accumulation

(Reach the 100k for now - I'm only at 2k but that will bestimmt🤝🏼)

About me:

20Y savings sum 150-200€ month

Trained as a real estate agent (therefore Realty haha)

Investing since the start of training 1.09.23

I wanted to go through my positions individually and tell you why I bought the position and what I think about it at the moment:

💚 - Stay in

( or convince me otherwise)

💛- Divided

MSCI ACWI - $ACWI 💚

An Etf solution - core of the portfolio should make up ~ 40-50% of the portfolio in the long term

MSCI India - $QDV5 (+0.41%) 💚

deliberate doubling with share in ACWI - see great potential and economic growth here

Deka Fond - 💚

I know, no savings bank funds, but these are my VWL and they are worthwhile for me - very tech-heavy and currently yielding good returns

Realty - $O (-1.16%) 💚

Solid monthly payer with great upside potential if interest rates fall

BAT - 💛 $BATS (+0.84%)

Great upside potential - comeback if new tobacco-free products conquer the market

+ High dividend

DHL - 💚 $DHL (+1.86%)

Burggraben - DE - Dividend - Industry pick

Blackrock 💚- $BLK

Burggraben - Great market power + growth + dividend(growth)

United Health 💚 - $UNH (-1.67%)

Moat + dividend growth + stability + growth

Pfizer 💛 - $PFIZER

Big pharma company + comeback potential + dividend

(I will probably sell - possibly buy diabetes pharma company $LLY (-1.5%)
$NOVO B (-0.06%)

Monster 💚 - $MNST (-0.83%)

Growth rocket 🚀 + brand power + no debt

Nextera 💚 - $NEE (+0.81%)

Monopoly position + benefits from falling interest rates + divi(-growth) + utility pick

Volkswagen 💛 - $VOW (+0.82%)

Brand power/portfolio - DE - Dividend - Comeback

ASML 💚💚 - - $ASML (+5.96%)

NL/EU - moat - growth rocket - great future potential

P&G💚 $PG (+0.3%)

Blue chip - Stability - Brand power/portfolio

My watchlist:

$MC (+2.29%)
$DE (+1.3%)
$V (-0.02%)
$META (-0.06%) + Pharma

I have now learned that dividends do not play a major role at my age (more focus on growth in the future), but they all motivate me at times💪.

Unfortunately, I have few tech companies, which has left me with a lot of returns...Tech/IT is still the largest sector in my portfolio with just under 20%🤡

Initially paid a lot of learning money through MPT and too many positions - forgive me 🙈

I'm looking forward to your roast and hope for more than 1ETF solution ;)

14Positions

€2,129.17

5.19%

9 Comments

Rendite_Fuxx@Rendite_Fux

5Mon

Hi, I think your approach is very cool.
But make sure that the etf forms a real core. I am also better and better at forcing.

You invest in Pfizer and say "strong potential", Realty Income and say "great potential with interest rate cuts" etc..
I also bought the same stocks for similar reasons. Your reasoning is of course very short.
I also have it on my radar if Pfizer has no new medias in patent.

Realty - keep on screen if interest rates are not lowered. Realty will have to take on new debt in 2026 - everyone is currently speculating on falling interest rates, not just you. As I said, I have the same investment case, but keep an eye on the other side!

BAT - big upside potential if they make other products.
I generally have something against that. BAT is forced to completely change their business model in general. People stop smoking because it's too expensive. The profiteer is the German state and not BAT. They can't change their products.

Of course they can invent other products and try to sell them. And they do. Who buys them? I hardly know any 😅

I'll give you a counter-example:
McDonalds is regulated year after year to sell burgers. The state also levies considerable taxes on the product. So McDonalds will have to sell something else in future. Sandwiches, salads, whatever. Would you buy the stock in this situation? Not me.
Maybe you only bought it because of the dividend.

Or:
BMW is no longer allowed to sell combustion engines.
Then BMW, with its companies, plants and personnel, which are all designed for combustion engines and have the know-how, will no longer earn any money with the product. Of course you can say "then they'll build electric cars and have potential. Or drones. Or some other new product"...

But bmw is currently not designed for that... 😂

•

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Martin von mit Verstand zum Kapital

@MitVerstandzumKapital

6Mon·

Economy on 03.05.2024...

Eventful week comes to an end ⤵️

This week was a busy one. We had a lot of quarterly figures from the big companies. $AMZN (-0.9%) Amazon, $AMD (+0.47%) AMD, $MMM (+1.16%) 3M, $MCD (+0.54%) McDonalds, $KO (-0.8%) CocaCola, $QCOM (+1.94%) Qualcomm, $PFIZER Pfizer, $MA (-0.29%) Mastercard, $ETSY (-3.36%) Etsy, $SBUX (-0.41%) Starbucks and so on.

Yesterday, the following were added after the close of trading:

$AAPL (+0.64%)
Apple
second quarter earnings per share of $1.53, beating analysts' estimates of $1.50. Revenue of $90.8bn, above expectations of $90.32bn. iPhone revenue of $45.96bn in the second quarter (consensus $46.4bn, previous year $51.3bn). Apple gives green light for $110bn share buyback, the largest share buyback in the company's history. Apple also signals that revenue growth is expected in the current quarter and the dividend will be increased by 4%.

$COIN (-0.58%)
Coinbase Global
beat analyst estimates of $1.01 in the first quarter with earnings per share of $4.40. Revenue of $1.64 bn exceeded expectations of $1.3 bn.

$BKNG (-0.38%)
Booking Holdings
Adjusted for one-time items, analysts had expected earnings per share of $13.98. Booking delivered $20.39. Revenue was also $160 million above expectations at $4.42 billion (+16.9%). Thanks to massive share buybacks, the number of outstanding shares fell by 9 % compared to the previous year. The Booking share price rose significantly.

$SQ (-1.87%)
Block
exceeds analysts' estimates of $0.72 in the first quarter with earnings per share of $0.85. Revenue of $5.96 billion exceeds expectations of $5.83 billion.

$NET (-1.97%)
Cloudflare
first quarter earnings per share of $0.16 beat analysts' estimates of $0.13. Revenue of $378.6m beat expectations of $373.24m.

$NOVO B (-0.06%)
Novo-Nordisk achieves Q1 revenue of DKK 65.34bn (PY: DKK 53.36bn), EBIT of DKK 31.85bn (PY: DKK 25.00bn, analyst forecast: DKK 29.04bn) and net profit of DKK 25.40bn (PY: DKK 19.81bn). In the outlook for 2024, the company sees adjusted revenue growth of 19% to 27% (forecast: 25.9%) and an increase in operating profit of 22% to 30% (forecast: 28.6%). Weight loss aids such as Wegovy and the diabetes drug Ozempic are driving the figures and are currently meeting with very high demand, particularly in the USA. For 2024, the company is now forecasting currency-adjusted sales growth of 19% to 27% instead of the previous 18% to 26% and operating profit growth of 22% to 30% instead of 21% to 29%.

The FED also held another meeting this week and discussed interest rates. It was literally said: "The next interest rate move cannot be an increase". The prospect of June was also held out. The market will now almost certainly be pricing in a rate cut for June. If this does not happen or there are signs that it will be postponed again, it could correct sharply again. It will be interesting to see what the ECB does now. Their latest statement was that they no longer want to be dependent on the Fed when it comes to interest rate decisions. Let's see what will be decided there soon.

Next week we will continue with the quarterly figures. Of course, there were also a lot of figures from Germany and Europe. I will try to include a few from there next week without it becoming too much.

For now, I wish everyone a good weekend. Most of you will also have a short week next week.

Best regards from the Baltic coast

Martin

11 Comments

PowerWordChill@PowerWordChill

6Mon

You just had a cute little bunny as a GIF... I want the bunny back!!!!

•

Show answer

Goldadler

@Campari

10Mon·

What was your biggest fail in 2023?

For me it was $PFIZER I knew that Corona sales would continue to decline, but I didn't expect this sell-off!

I had actually considered them to be cheap 😅...

At some point I got rid of the crap 😩😄

No longer had the confidence in a turnaround that the share would turn around significantly.

11 Comments

Sansebastian@Sansebastian

10Mon

My biggest fail was in February, when I hoped that Nvidia would hit $200 again. The rest is history

•

Martin von mit Verstand zum Kapital

@MitVerstandzumKapital

1Yr·

Economy on 01.11.2023...

FED today and also Paypal publishes the numbers!⤵️

On it goes into November. This starts today immediately with very important events. The FED decides on the next interest rate period. Will it remain as it is or will be further increased? It was said in many interviews, that there will be further increases this year, as one continues to target the mark of 2% inflation and the way is still very far. Also the share, about which one surely in 2023 most spoke, supplies today the numbers. The speech is of course from Paypal. These numbers come today after-hours.

Let's look at the numbers, the last 2 days:

$MCD (+0.54%)
McDonald's Corp. exceeded analyst estimates of $3.00 in the third quarter with earnings per share of $3.17. Revenue of $6.69 billion exceeded expectations of $6.56 billion, meaning that revenue increased by 17.6% and profit by 6.3%.

$AMD (+0.47%)
AMD beat analyst estimates of $0.68 in the third quarter with earnings per share of $0.70. Revenue of $5.8 billion beat expectations of $5.7 billion.

$PFIZER
Pfizer Inc. misses analyst estimates of -$0.08 in the third quarter with earnings per share of -$0.17. Revenue of $13.2 billion below expectations of $13.33 billion.

$CAT (+0.55%)
Caterpillar Inc. third-quarter earnings per share of $5.52 beat analyst estimates of $4.80. Revenue of $16.8 billion exceeded expectations of $16.56 billion.

$JKS (-4.09%)
Jinkosolar shipped 22.597 megawatts (MW) of total capacity in the third quarter of 2023, up 108.2% from the year-ago quarter and up 21.4% from the second quarter of 2023. Revenue improved 63.1% year over year to $4.36 billion. Compared to the previous quarter, this was an increase of 3.7%. Gross margin climbed significantly to 19.3%. In the prior-year period, it was only 15.7%, and in the previous quarter it was even slightly lower at 15.6%. Net profit jumped up to USD 181.4 million, which corresponds to USD 2.53 per ADS share.

$FSLR (-0.45%)
First Solar beat analyst estimates of $2.05 in the third quarter with earnings per share of $2.50. Revenue of $801 million below expectations of $904.11 million.

$CZR (+0.86%)
Caesars Entertainment third-quarter earnings per share of $0.34 beat analyst estimates of $0.28. Revenue of $3 billion exceeded expectations of $2.94 billion.

Here's what the trading day looks like in incremental terms:

Stock Exchange Holiday Austria

Economic data

13:15

US: ADP Labor Market Report October Employment Private Sector PROGNOSIS: +130,000 jobs previously: + 89,000 jobs

14:45

US: Purchasing Managers' Index/PMI Manufacturing (2nd release) October PROGNOSED: 50.0 1st release: 50.0 previously: 49.8

15:00

US: Construction spending September PROGNOSIS: +0.4% yoy previous: +0.5% yoy
US: ISM manufacturing index October PROGNOSIS: 49.2 points previously: 49.0 points

15:30

US: Crude oil inventories data (week) from the government Energy Information Administration (EIA)

19:00

US: Fed, outcome of FOMC meeting Fed funds target rate PROGNOSED: 5.25% to 5.50% previously: 5.25% to 5.50%

19:30

US: Fed PK with Fed Chairman Powell

ex-dividend individual stocks

ASML 1.45 EUR

CAMBRIDGE BANCORP 0.6333 EUR

FRANKLIN ELECTRIC 0.2126 EUR

HESS MIDSTREAM 0.5836 EUR

INDEPENDENT BANK GROUP 0.3591 EUR

Quarterly figures / Company dates USA / Asia

06:25 Toyota quarterly figures

13:00 Dupont | Kraft Heinz quarterly figures

21:00 Qualcomm | Mondelez quarterly figures

21:05 Airbnb | Altice quarterly figures

21:15 Paypal | Costco Wholesale | Allstate quarterly figures

Quarterly Figures / Company Dates Europe

08:00 GSK plc quarterly figures

09:30 Aston Martin quarterly figures

#quartalszahlen
#boerse
#börse
#aktien
#news
#newsroom
#community
#communityfeedback
#nachrichten
#täglich
#investieren
#wirtschaft
#politik
#inflation
#fed
#rezession
#mitverstandzumkapital
#krypto
#kryptowährung
#bitcoin
#ethereum
#solana
#zinsen
#ezb
#dax
#inflation
#dividende
#paypal
#airbnb
#qualcomm
#kraftheinz
#mondelez
#etsy

7 Comments

Lumimyrsky@Lumimyrsky

1Yr

do not say the forbidden word

•

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