Today is my 20th birthday and I thought I'd share my portfolio with the GetQuin community.
Last week I passed my final apprenticeship exam as an electrical and building services engineer with a special module in building control technology with an excellent result.
I first got involved with shares and ETFs when I was about 14 years old through various YouTube videos and had already developed a great interest in them. I made my first small investment at the age of 16, which at the time was around €600 in Bitcoin via the Swiss provider Relai (my average purchase price is €23,500)
On my 18th birthday, I opened a securities account with Trade Republic and invested in shares for the first time and immediately set up a savings plan. I continued to save and invest diligently. My savings rate was around €500 per month. I invested in 4 ETFs ($VWCE (+0.17%)
$VHYL (-0.44%)
$IUIT (+2.7%)
$XAIX (+0.07%) ) and various individual shares.
From time to time I added a bit more crypto to the portfolio, but I didn't buy any more this year as the crypto weighting in the portfolio became too high for me and my focus is more on shares and ETFs.
The gold in my portfolio comes from gifts for my birth and first communion.
As I will be joining the Austrian Red Cross as a civilian servant next week and will then only earn just under €950 per month, the savings rate will be reduced to €200 for the time being and will only be invested in $VWCE (+0.17%) and $XAIX (+0.07%) saved. When I see how I manage with the money, I will increase or decrease the savings rate accordingly.
I would be very interested to hear what you think of my portfolio and would also be very happy to receive suggestions for improvement.
