2H·

Children's depot

Good morning,

Enclosed is the depot of my daughter (13).

The $IUIT (+0.75%) and the $VUSA (+0.53%) are no longer saved. 150 per month go into the $VWRL (+0.21%) and €50 goes into the $EXIE (-0.15%)

Would you change anything?

Possibly add the $VHYL (+0.11%) save in addition?

Thank you and best regards

app.getquin.comInvestor Portfolio auf getquin

8 Comments

Bino@WarrenWobuffet

Why do you choose ETFs that pay out dividends? That doesn't seem to make much sense for a children's portfolio, as you're giving away a lot of return.

•

Royal_TS@Royal_TS

@WarrenWobuffet only to utilize the tax-free amount

••

Wealth-Accelerator@Wealth-Accelerator

I would definitely leave it the same and not add any more distribution.

•

Royal_TS@Royal_TS

@Wealth-Accelerator Danke 👍

••

Saarastronaut@Watzeklicker

Would consider adding an EM ETF. At the moment, the whole thing seems to me to be very US and tech-heavy.

•

Pascal@Pacco93

This is exactly how 💪🏼

•

lukaslr91@lukaslr91

I would probably make it as simple as possible. One ETF all world or a mix of two, world + EM.

••

Chiefwiggum@Hidalidsch

51Min

What I was wondering the other day was, if you apply for a non-investment certificate for your child, can you take €10,000 a year from share profits/dividends tax-free or how is that regulated?

••