Hello everyone,
I am currently toying with the idea of reorganizing my portfolio.
It currently looks like this:
50 % $HMWO (+0.08%)
20 % $AEEM (-1.52%)
30 % Shares with reference to dividend($MAIN (+0.96%) , $O (+0.67%) , $PEP (-0.08%) etc)
The whole thing is currently also fueled via a savings plan every month. Furthermore, all dividends are reinvested! This should also happen in the future (build up cash flow).
Now I would like to slim down my portfolio a bit and possibly swap the allocation or the ETFs (world + emerging) and exchange the shares for an ETF with dividends. I would also like to add some BTC. This should simplify the portfolio and reduce the effort involved. Nevertheless, it should also generate returns!
Now I have 2-3 ideas to rebuild the whole thing and would like to ask the swarm!
Option 1:
65% $VWRL (-0.36%)
30% $JEGP (+0.33%)
Target here: All world as a base, plus some divi power and monthly cash flow (replaces shares) + BTC on top. Overall a little more risk.
Option 2:
55% current Etfs World+emerging
25% $VHYL (+0.23%)
15% $JEGP (+0.33%)
Objective here: as with option 1, only slightly less reallocation work and slightly less risk.
Option 3:
55% $VWRL (-0.36%) or as ACC
25% $VHYL (+0.23%)
15% $JEGP (+0.33%)
You are welcome to share your ideas, feedback or similar.
I don't want to start a discussion about dividends, as there has been a lot of talk about them recently: yes, no, why and why not!
Thank you 😇!
Have a great start to the USA week 🙂.
