"Sometimes it's the small dividends that make the heart smile."
Homer Simpson September 16, 2024
Hey everyone, I've started investing since last week when I turned 18.
Before that, I read up on "basic books" and watched YouTube videos from Finanzfluss to inform myself a bit.
I was able to save up 2500€, which I am ready to invest.
My strategy is 70 (ETF)/30 (share), as I want to invest for the long term.
Unfortunately, in my opinion, I have invested far too much in individual shares (as I am a friend of falling shares) and had forgotten the 70/30 rule...
I have now bought a few promising shares to see how they develop.
I currently have a monthly savings plan of 350€/month. And I'm trying to include emerging markets in the ETF.
$$IWDA (+1.35%) - 200€
$EIMI (+1.25%) - 75€
$MC (+2.31%) - 25€
$BATS (-2.31%) - 25€
$GOOGL (+1.58%) - 25€
This year I would still like to manage to get the 70/30. Because I'm a bit annoyed with myself.
I'm also thinking about selling a few shares that will soon no longer be in the red to "clean up" my portfolio, as I unfortunately invested too quickly and thoughtlessly.
Many thanks for your feedback.
As every Sunday, the most important news from the past week, as well as the most important dates for the coming week.
Also as a video:
https://youtube.com/shorts/98gSyf4ik54?si=lSB_tDY1ht0EYRQS
Monday:
Food prices are rising in China 🇨🇳 and thus increasing inflation. In the first few years after coronavirus, China even had problems with deflation. Even now, inflation is only 0.6%.
Tuesday:
Despite all the crises, more dividends will still be paid out in 2024. 92% of all companies worldwide are likely to increase their dividends. Overall, dividends paid out are likely to rise by 5% to 1.74 trillion US dollars worldwide. The 20 largest dividend payers worldwide in the second quarter include many German 🇩🇪Unternehmen $MBG (+2.34%) Mercedes (USD 6.1 billion),$ALV (+1.06%) Allianz (USD 5.8 billion), Deutsche Telekom (USD $DTE (-1.2%) Deutsche Telekom (USD 4.1 billion) and $BMW (+1.61%) BMW (USD 3.9 billion). The largest payout was made by $HSBA (+1.51%) HSBC (USD 11.7 billion). This is followed by the Swiss 🇨🇭Konzern $NESN (-0.84%) Nestlé (USD 8.7 billion).
The two tech companies $AAPL (+3.16%) Apple and $GOOGL (+1.58%) Alphabet must pay billions to the EU. Apple has now suffered a final defeat before the ECJ due to alleged state aid by Ireland. Apple now has to pay 13 billion euros in back taxes plus interest.
Alphabet also lost in court and has to pay a fine of 2.4 billion euros. The reason is that Alphabet probably favored its own price comparison service in search engine advertising.
$BMW (+1.61%) BMW cuts its targets and recalls 1.5 million cars. The main reason is probably faulty parts from suppliers. BMW is therefore focusing more on monitoring and training suppliers. Instead of 8 - 10 % profit margin, the target is now 6 - 7 %.
$VOW (+0.86%) VW unilaterally cancels the job guarantee. The termination letters for six collective agreements were handed over to IG-Metall Lower Saxony and Saxony-Anhalt today. Dismissals for operational reasons are possible from July 1, 2025. Previously, job guarantees were in place until 2029, with VW justifying the end with excessively high costs in Germany, which are no longer competitive.
Wednesday:
Heated debate between Trump and Harris. Trump is directly convicted several times by the moderators with false statements. Immediately after the debate, Taylor Swift also speaks out in favor of Harris.
Major insider purchase at $HFG (-3.51%) Hellofresh, CEO Dominik Richter buys shares for more than 10 million euros.
https://www.boerse.de/nachrichten/EQS-DD-HelloFresh-SE-DSR-Ventures-GmbH-Kauf/36459409
There are many indications of an attempted takeover of $CBK (-1.33%) Commerzbank by $UCG (+0.66%) Unicredit buys directly from the German state for more than 700 million euros.
Inflation in the USA falls to 2.5% shortly before the Fed meeting and is thus approaching the 2.0% target. Experts had only expected a fall to 2.6%. Core inflation (excluding food and energy) remained at 3.2%. This should make it clear that the Fed is lowering interest rates. However, the amount of the cut is still unclear.
Thursday:
The ECB cuts the key interest rate by 25 basis points, which is in line with expectations. As a result, there has hardly been any impact on the stock market so far.
Producer prices in the US have risen slightly more than expected. However, the previous month's data was revised downwards slightly. Compared to the same month last year, producer prices rose by 1.7%. Producer prices are a leading indicator for the inflation rate in around 3 months' time.
https://www.ariva.de/news/usa-anstieg-der-erzeugerpreise-schwcht-sich-ab-11369313
Friday:
More and more market participants are expecting a large rate cut of 50 basis points at the Fed decision next week. In the meantime, 47% of interest rate traders believe a rate cut of half a percentage point is likely. If this is indeed the case, there is further upside potential for the markets. On the other hand, if this does not happen, there could be a major sell-off. This decision is therefore likely to move the markets in any case.
Most important dates in the coming week:
Tuesday: 11:00 ZEW Economic Sentiment (DE)
Wednesday: 20:00 Fed interest rate decision (USA)
Thursday: 13:00 BoE interest rate decision (UK)
Total returns over the last 10 years:
Nvidia $NVDA (+5.01%) +21,600%
Bitcoin $BTC (+4.82%) +21,000%
Tesla $TSLA (+6.13%) +1,000%
Apple $AAPL (+3.16%) +915%
Microsoft $MSFT (+1.49%) +910%
Amazon $AMZN (+1.11%) +900%
Facebook $META (+3.31%) +550%
Google $GOOGL (+1.58%) +425%
S&P 500 $SPY (+1.27%) +220%
Next 10?
Source: Andrew Lokenauth
Hello friends, do you think $GOOGL (+1.58%) would now be a good time to start? Or would it be better to wait and see what happens this month? It is known to be the weakest month on the stock market. Lg
The price target is $190.91 and the stock is covered by 49 analysts.
Buy
40
Hold
9
Sell
0
Alphabet Inc. is a holding company. The Company's segments include Google Services, Google Cloud, and Other Bets. The Google Services segment includes products and services such as ads, Android, Chrome, devices, Google Maps, Google Play, Search, and YouTube. The Google Cloud segment includes infrastructure and platform services, collaboration tools, and other services for enterprise customers. Its Other Bets segment is engaged in the sale of healthcare-related services and Internet services. Its Google Cloud provides enterprise-ready cloud services, including Google Cloud Platform and Google Workspace. Google Cloud Platform provides access to solutions such as cybersecurity, databases, analytics, and artificial intelligence (AI) offerings, including its AI infrastructure, Vertex AI platform, and Duet AI for Google Cloud. Google Workspace includes cloud-based communication and collaboration tools for enterprises, such as Calendar, Gmail, Docs, Drive, Meet and other enterprise services.