3H·

The savings plan governs this.

In March 2025, I made a clean break and sold everything; since then, I've been investing in ETFs.

$TDIV (+0,18%) I contribute monthly, and the savings plan is increased annually.

$LDGL (-0,19%) I make annual top-ups.

$VWRL (+0,29%) This is funded through my capital-forming allowance.

$autom (+1,7%)I’ll sell at the beginning of next year—I’ve been using my capital formation allowance to contribute to this.


I want to keep it simple and straightforward. According to AI, it’ll add up to a nice sum by 2040, and I never want to sell this portfolio. What do you think?

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