Here’s my recap of December 2025. I’ll probably write a year-end recap as well, where I’ll go into more detail about the dividends. But that will likely take a few more days.
📈 Performance:
S&P 500: -0.33%
MSCI World: +0.32%
DAX: +2.74%
Dividend portfolio: -1.55%
My top and bottom performers in November were (Top 3/Bottom 3):
🟢 ($2318 (-0,6%) ) Ping An +15.65%
🟢 ($RIO (+0,07%) ) Rio Tinto +11.61%
🟢 ($2768 (-0,9%) ) Sojitz +7.15%
🔴 ($MMM (-0,03%) ) 3M -6.81%
🔴 ($TSCO (+1,73%) ) Tractor Supply -8.45%
🔴 ($7974 (-0,4%) ) Nintendo -21.09%
Dividends:
December 2025: €208.88
December 2024: €185.64
Change: +12.52%
Sales:
🟥 ($MICC (+0,89%) ) The Magnum Ice Cream Company
Purchases:
🟩 ($HD (+0,1%) ) Home Depot (2 shares)
Savings plans:
($CTAS (-0,6%) ) Cintas (50€)
($MC (+0,78%) ) LVMH (50€)
($MSFT (+3,6%) ) Microsoft (€25)
What else has been going on?
As is often the case in December, there are those who rush from one Christmas party to the next, are constantly busy with appointments, and can’t find a moment’s peace even at Christmas.
Then there are those who take it very easy in December, enjoy relaxed evenings watching TV, make the most of the nice weather during the day (if possible), and at least try to keep things fairly low-key on Christmas. I’m one of the latter—and only on Christmas do I join the former. Accordingly, my December was pretty quiet, except for the Christmas rush, when you’re rushing from one meal to the next and from one relative to the next. With various birthdays around Christmas and between Christmas and New Year’s, things stay stressful. Fortunately, for the past few years, I’ve set aside the day after Christmas for my wife and me. We don’t visit anyone then, and we don’t want anyone over either. We just spend the whole day doing whatever we feel like doing. Other than that, we had a quiet New Year’s Eve, and that was it for 2025.
🥅 Goals for 2025:
Deposit of €10,000, bringing the total value of my stock portfolio to ~€73,000
Goal achievement as of the end of December 2025: 91.56%
So I actually didn’t quite reach my goal, although I was able to reach the targeted total investment (including the bond portfolio & Oskar) of €20,000.
Overall, I’m quite satisfied with the year. In the year-end review, as mentioned above, I’ll go into more detail about the dividends and the overall performance.
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