Here is my review of December 2025. I will probably also write a review of the year, where I will also go into more detail about the dividends. But that will probably take a few more days.
📈 Performance:
S&P500: -0.33%
MSCI World: +0.32%
DAX: +2.74%
Dividend portfolio: -1.55%
My high and low performers in November were (top/flop 3):
🟢 ($2318 (+2,8%) ) Ping An +15.65%
🟢 ($RIO (-0,02%) ) Rio Tinto +11.61%
🟢 ($2768 (-0,38%) ) Sojitz +7.15%
🔴 ($MMM (+1,37%) ) 3M -6,81%%
🔴 ($TSCO (+0,82%) ) Tractor Supply -8.45%
🔴 ($7974 (+0,42%) ) Nintendo -21.09%
Dividends:
December 2025: € 208.88
December 2024: € 185.64
Change: +12.52%
Sales:
🟥 ($MICC (-0,89%) ) The Magnum Ice Cream Company
Purchases:
🟩 ($HD (+0,4%) ) Home Depot (2 pcs.)
Savings plans:
($CTAS (-3,13%) ) Cintas (50€)
($MC (+0,69%) ) LVMH (50€)
($MSFT (-2,41%) ) Microsoft (25€)
What else has happened?
As is often the case in December, there are those who rush from one Christmas party to the next, constantly have appointments and can't find any peace and quiet even at Christmas.
Then there are those who take December very easy, have relaxed TV evenings, make the most of the nice weather during the day (if possible) and at least try to keep things quiet at Christmas. I belong to the latter and only belong to the former at Christmas. As a result, my December was pretty quiet except for the Christmas rush, where you're rushing from one meal to the next and from one relative to the next. With various birthdays around Christmas and between the years, the stress continues. Fortunately, I've been reserving Boxing Day for me and my wife for a few years now. We don't visit anyone there and don't want anyone with us. We just spend the whole day doing whatever we feel like doing. Apart from that, we have a quiet New Year's Eve and that's it for 2025.
🥅 Goals for 2025:
Deposit of €10,000 and thus a custody account volume in the share portfolio of ~€73,000
Target achievement at the end of October 2025: 91.56%
So I actually didn't quite reach my target, although the total investment I was aiming for (incl. pension portfolio & Oskar) of €20,000 was achieved.
Overall, I am quite satisfied with the year. In the annual review, as mentioned above, I will go into more detail about the dividends and the overall performance.
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