1G·

Feedback required - addition to the depot

Hey everyone,

I've already posted my portfolio here a few times and had it valued.

Briefly about me: 33 years old, have been working as a global buyer in Zurich for 4 years, still 30 years to retirement. My salary is very adequate and my savings rate is around €3,000 per month excluding bonus payments.


I have recently become interested in $LDGL (-0,01%) as a further addition to my portfolio. I am deliberately ignoring the fact that the ETF would not real further diversification and would be a pure (further) cash flow investment. My goal from the outset was to build a cash flow portfolio and I am already quite satisfied with the result. However, I am very interested in another ETF with a monthly payment as a constant.


What would your plan be? If you were to take it up, how would you divide up the savings installment?

Thank you and have a good start to the week,


Tobi

2Posizioni
159.185,36 €
22,06%
20
27 Commenti

immagine del profilo
I think it's a very good addition. I have also included it. I have just completely reorganized my cash flow portfolio and am now saving for $SPSA $VHYL $TDIV and $LDGL.
4
immagine del profilo
@ShrimpTheGimp have added $LDGL with a weighting of 7.5%
1
immagine del profilo
@ShrimpTheGimp Thanks for your feedback! Would want to build up the $L&G if then also in the 10% range
immagine del profilo
Interesting Etf, I have seen a few presentations on this in the last few days. The only question is how high the monthly returns will be, there are no concrete figures yet. Personally, I will take up his Europe Pandant $LDEG
2
immagine del profilo
@grudo The missing track record is pretty much the only thing holding me back from investing. I'm actually already planning to record it, but I wanted to wait and see how it develops
1
What about buying only the ftse all world?
2
immagine del profilo
@martin12 I think it's absolutely ok 👍
Would divide the savings rate according to your cash flow expectation, strong portfolio with an even stronger discipline! Stay tuned
1
immagine del profilo
@Hidalidsch Thank you! What exactly do you mean by the division? Lg
Simple. I like it.
Long term, I use their accumulation ETF $VWCE, seasoned with some protection in government bonds.

I like it and I like to see it grow each time you post.
Congratulations.
1
immagine del profilo
Yes, it is a good contender! I like the stock selection rules for the $LDGL
My current portfolio looks like that: $SPSA + $GGRP + $TDIV + $LDGL + $VFEM + $V3PL The only question now is about $GGRP is it still has the power? We will see. P.S. I like your portfolio 🙂
1
immagine del profilo
@beardonfire Thanks for the feedback and the compliments. I already had the $GGRP for 2 years and sold for a few reasons. The core thesis was dividend growth + price return. It couldn't even begin to fulfill it. I'll keep trying to keep my portfolio as simple as possible, maybe the $LDGL will make it in 😊
1
immagine del profilo
Or take the $FGEQ with you? 🤔
1
immagine del profilo
@ehrlichergauner I already had it for 2 years. The share price and dividend performance has been disappointing.
Hey pigeon. Very cool portfolio. I don't know how old you are but wouldn't single stocks make more sense for more returns? Maybe to build up dividends later in life?
1
immagine del profilo
@martin12 He literally wrote his age in the post, nice reading 🤣
1
immagine del profilo
@martin12 Thank you first! Regarding single stocks, I'm not the type. At the beginning of my career I had more individual shares and realized that I couldn't cope with the fluctuations and constantly questioned my investment case with an under performance compared to ETFs. For me, ETFs are the egg-laying wool-milk sow, except that they are a bit boring 😅. I'm 33 by the way 😊
2
@TaubeSmash ok then you still have plenty of time. But the approach itself is very good. And you don't have to worry about what you buy or don't buy. How much return do you get per year?
I would take the current savings amount for the $TDIV and invest 50:50 in $TDIV and $LDGL.
1
immagine del profilo
I have also added $LDGL to my portfolio.... simply to generate monthly cash flow.... would like to retire in 8 years and am therefore building up this position...let's see how this ETF develops..... otherwise I have $VWRL and $VHYL as the largest positions in my portfolio...
1
@jm_finance how long have you been holding the ftse all world and the ftse all high dividend
immagine del profilo
....have held the two ETFs since 2021 following a reallocation from an equity fund....
immagine del profilo
But this dividend ETF is no good. There are much better ones. If you like monthly payouts then the global x superdividend is attractive.
immagine del profilo
@benkli78...I have already looked at $SDIP, I will take it into my portfolio shortly before I retire.... or another CC-ETF....
I'm also always thinking about the best combinations
1
So I find stocks like Walmart and Caterpillar very interesting, they have an excellent long-term return of 15% per year
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