I started investing at the beginning of the month and have spent the last three weeks building up a portfolio with the aim of accumulating wealth over the long term. I am now relatively familiar with the topic, have analyzed many strategies and have decided on an approach based on two pillars:
1. growth portfolio:
I invest in broadly diversified ETFs such as the $VWCE (-0,42%)combined with thematic focuses such as $XAIX (-0,56%) and the healthcare sector. I also invest in individual stocks such as $NVDA (+0,68%), $BRK.B (-0,45%) or $TTWO (-0,5%) - the latter deliberately as a small position for the speculative component (GTA VI hype is realistically not entirely irrelevant).
2. distributing dividend portfolio:
Here I am betting on classic dividend stocks. These include the $VHYL (-0,65%), $SPYW, (-0,71%)
$SEDY (-0,04%) as well as individual stocks such as $KO (+0,23%) or $ALV (-0,92%). The aim is to generate a steady cash flow that can be reinvested in the long term.
I am aware that there is no perfect distribution. That's why I'm interested in your opinion:
- Which stocks would you weight higher or reduce?
- Is there anything that doesn't fit in at all from your point of view?
- How do you balance growth and dividends?
I am open to criticism, experience and other perspectives.