--GER English version below
Dear congregation, I have a question for you: Leave it or Keep it?
I started investing toward the end of 2023 (aside from small amounts of crypto in 2021). I’ve bought various ETFs; the largest one is now $VWRL (-0,68%) and is also linked to my savings plans.
I intend to keep it as the strongest holding in my portfolio, along with and $IBGX (+0,01%) . In addition, $VWRL (-0,68%) , I also have a savings plan in a relatively well-performing active fund focused on India Equity Large Cap. I plan to keep these two or three funds as the main holdings in my portfolio.
A while back, I shared the composition of my portfolio and asked for feedback. The issue was that I still own other small ETFs (e.g., $WFIN (+0,82%) , $WENS (+1,02%) etc.—along with others worth less than 1,500 euros).
Now the question is: Should I keep them? If so, until when? I don’t intend to put any more money into them, since I want to diversify across 2 or, at most, 3 benchmark ETFs (as much as possible). That’s why I plan to restructure my portfolio a bit.
Also, I’m not sure whether I should reduce my exposure to individual stocks. As you can see, I’m currently focusing on 6 stocks—5 of which are relatively growth-oriented, and 1 that is—if I may say so—more of a gamble. These are$NVDA (-1,85%)
$LLY (+1,44%)
$LMT (+3,83%)
$ALV (+1,15%)
$XOM
$ALFEN (-4,38%) .
Am I overlooking something here? Or is the diversification good enough?
Time horizon: 10–15 years before I start selling anything.
---ENG
Dear community, a question for you: Keep it or sell it?
I started investing (aside from small amounts of crypto in 2021) around the end of 2023. I’ve bought various ETFs; the largest one now is $VWRL (-0,68%) and I’ve also set up savings plans.
I plan to keep it as the strongest holding in my portfolio, along with $IUIT (-2,09%) and $IBGX (+0,01%) . Along with $VWRL (-0,68%) I also have a savings plan in a relatively well-performing active fund focused on large-cap Indian equities. I plan to keep these two or three as the main holdings in my portfolio.
I shared the portfolio composition a while ago, looking for feedback. The issue that came up was that I own other small holdings of ETFs (i.e. $WFIN (+0,82%) , $WENS (+1,02%) etc... with others amounting to less than 1,500 euros).
Now the question is: Should I keep them? If so, until when? I have no intention of putting more money into them, as I’d prefer to have 2 or at most 3 benchmark ETFs that are diversified (to the extent possible). Hence my plan to restructure things a bit.
Also, I’m unsure whether to reduce my exposure to individual stocks. Right now—as you can see—I’m focusing on 6 stocks: 5 of them are relatively growth-oriented, and 1 more—if I may say so—is a bit of a gamble. These are $NVDA (-1,85%)
$LLY (+1,44%)
$LMT (+3,83%)
$ALV (+1,15%)
$XOM
$ALFEN (-4,38%) .
Am I missing something here? Or is the diversification good enough?
My time horizon is 10–15 years before I start selling anything.
