$NOVO B (+4,84%) 29,50€

$UNH (+2,83%) 230€

$TSLA (+2,64%) 400€

$MSFT (+0,43%) 385€

$PLTR (+3,08%) 69€

$HIMS (+1,87%) 35€

$NVDA (+1,02%) 130€

$DRO (+3,31%) 1,49€

$RHM (-2,74%) 1750€

$LMND (+4,55%) 24€

$OSCR 9,89€

$MUV2 (-6,64%) 599€

$ASML (+1,04%) 549€

$MC (+0,01%) 401€

$LMND (+4,55%)

One of the most impressive key figures when you have growth of 80 % (800,000 customers)

while operating costs continue to fall.

This shows very nicely how AI and automation can have an impact on a company/business model that has been built and trained from the ground up with artificial intelligence.

There are hardly any other companies where the number of employees remains almost the same or the number of employees is likely to have decreased between 2022 and 2025, but the company continues to grow strongly.

Employees 2022: approx. 1367

Employees 2025 approx. 1235

(According to my internet research)

$PGR (+0,4%)
$BRO (+1,45%)
$ALV (-0,11%)
$MUV2 (-6,64%)
$ALL (+1,1%)
$UNH (+2,83%)
$HNR1 (-3,68%)
$BRK.B (+0,76%)
$ZURN (-1,32%)
$CS (-0,35%)

$LMND (+4,55%)

• Revenue: $164.1M (Est. $161.4M) ✅; UP +46% YoY
• EPS: -$0.60 (Est. -$0.80) ✅
• In-Force Premium: $840M; UP +22% YoY

Customer & Premium Metrics

• Premium per Customer: $394; UP +11% YoY
• Total Customers: 2.1M; UP +10% YoY
• Policies in Force: 2.13M
• Annual Dollar Retention (ADR): 87%

Other Q2 Metrics:

• Gross Profit: $41.3M; UP +91% YoY
• Adj EBITDA: -$30.4M
• Net Loss: $41.6M
• Gross Loss Ratio: 77% (vs. 94% YoY)
• Cash & Investments: $888M
• Net Cash Used in Operating Activities: -$29.8M

CEO comment:

🟡 "We achieved record sales and margin improvements. This is the strongest second quarter in Lemonade's history."

🟡 "We are on track to achieve our target of adjusted EBITDA profitability by mid-2026."

$BRO (+1,45%)
$BRK.B (+0,76%)
$BRK.A (+0,46%)
$PGR (+0,4%)
$ALV (-0,11%)
$MUV2 (-6,64%)
$CS (-0,35%)
$HNR1 (-3,68%)
$UNH (+2,83%)
$ALL (+1,1%)
$601318
$CB (+1,3%)
$ZURN (-1,32%)
$TLX (-3,05%)
$HSX (+1,62%)

$BNTX (+0,58%)
$KSPI (+2,79%)
$HIMS (+1,87%)
$MELI (+1,02%)
$PLTR (+3,08%)
$DRO (+3,31%)
$IFX (+2,75%)
$9434 (+0,3%)
$FR0010108928
$DHL (+1,95%)
$BOSS (+1,08%)
$CONTININS
$DOCN (-3,01%)
$LMND (+4,55%)
$BP. (-0,15%)
$FRA (+1,65%)
$PFIZER
$SNAP (-0,62%)
$AMD (-0,05%)
$SMCI (-3,68%)
$OPEN (+9,12%)
$CPNG (+0,19%)
$LCID (-2,14%)
$CBK (+4,23%)
$ZAL (+0,97%)
$NOVO B (+4,84%)
$VNA (+0,18%)
$BAYN (+1,17%)
$UBER (-2,62%)
$SHOP (-0,65%)
$MCD (-0,44%)
$DIS (-0,24%)
$ROK (+0,42%)
$ABNB (+1,24%)
$RUN (+0,1%)
$FTNT (-0,85%)
$O (+1,1%)
$DASH (-0,09%)
$DUOL
$S92 (+9,66%)
$DDOG (-3,57%)
$SEDG (+2,24%)
$QBTS (-1,15%)
$RHM (-2,74%)
$DTE (-1,15%)
$ALV (-0,11%)
$LLY (-2,51%)
$CYBR (-0,59%)
$PTON (+11,39%)
$DKNG (-4,82%)
$RL (+1,97%)
$PINS
$TTWO (-7,06%)
$TWLO (-4,92%)
$MNST (+3,76%)
$STNE (+2,22%)
$MUV2 (-6,64%)
$WEED (+17,78%)
$GOOS (-1,83%)
$PETR3T
$ANET (-0,05%)

$LMND (+4,55%)

$MC (+0,01%)

For the sake of transparency (I know not everyone is interested, that's why I don't post every single purchase/sale😂)

Sale due to possible reallocation to $LMND (+4,55%) , $OSCR , $3350 (-0,5%)
$DAPP (-4,85%)

Don't get me wrong, I'm still convinced by the company and think it's great, but I currently see more opportunities in other sectors and don't think the share price will run away quickly here.

However, it is quite possible that I will take up a position again in the near future if we fall another 5-10% and reallocate.

However, I believe that crypto and growth will continue to perform strongly until the end of the year, even with possible setbacks.

Also $UNH (+2,83%) I could then quickly reduce something again if things go well or there is a sector rotation, although as long as there is still uncertainty about Trump, this is very unlikely.

Sooo, PGR has been sold and the first 25 shares $LMND (+4,55%) were bought.

Unfortunately, the transaction is not displayed in my IBKR account despite updating getquinn.

@Multibagger have done it 😁 🚀 $LMND (+4,55%) 👌

So my dear @BamBamInvest .

Now I'm in $LMND (+4,55%) come in. My buy order in the USA was executed today at 39.90$. Not quite at the low, but also not that far away so far😉😂.

If you're patient enough, you'll get your money's worth.