Hello everyone,
Having only entered the stock market in February, I have decided to make a radical change today: I want to restructure my portfolio towards a dividend portfolio.
About the savings plan: Monthly deposits, duration: until retirement, i.e. around 38 years.
The aim is not necessarily to be able to live off the dividends, but rather to use them as a nice extra. An average dividend of 4% p.a. would be desirable.
About the portfolio:
The portfolio should consist of a 60/40 ratio of dividend-paying ETFs. The background to this is that I want to diversify as widely as possible. I currently have the $VHYL (+0,72 %) with just under 25%, the $ZPRG (+0,09 %) with just under 22% and the $IMEU (+1,1 %) with just under 13%.
The remaining 40% of the portfolio should consist of equities. And this is where your expertise is needed: which high-dividend stocks with future potential would you no longer want to do without in your portfolio?
To begin with, I have opted for $ALV (-0,08 %)
$VOW (+2,45 %)
$MBG (+4,4 %)
$O (+0,18 %)
$ULVR (-1,65 %)
$INGA (+4 %) and $BAS (+1,7 %) today.
I would like to have a total of 20 shares with 2% each in my portfolio. These should be as diversified as possible - both in terms of sectors and regions - even if the ETFs already contribute to this. Speculative shares may be included, but only sporadically.
Thank you very much and I look forward to your feedback!
