3Sem.·

Tips for your next purchase

Hello everyone, now that I am 18, I have opened my own brokerage account. Before that I had all my investments through my mother. There I had the $VWRL (-0,25 %)
$NOVO B (-3,01 %)
$NVDA (+0,86 %) ,$ASML (+2,06 %) , $Sales
$ADBE (-1,07 %) , $ANET (+2,29 %) . Due to the share transfer fee, I decided to take advantage of the €1 selling fee and sell everything there. In total, I made a profit of around €200. I have already made a few purchases in my portfolio, but now I have around €4000-4500 free to invest due to the sales, which could also be a good time to make better purchases than at that time. I would therefore like to get some suggestions from you. I would like to have one ETF in my portfolio, which I will save around €250 per month. The rest is open, please give me specific suggestions as to which stocks you consider to be top buys at the moment and also with a specific investment amount of my available money. Please find attached my portfolio and the positions I already have.

5Positions

1 686,93 €

2,53 %

6 Commentaires

Wiktor_06@Wiktor_06

3Sem.

Because you are so young (like me), I would take a little more risk. Depending on how well you can sleep.
I would build up some $BTC and $SOL, and just the shares you want. I go for risko😂😋

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financial_wizard_soahm@financial_wizard_soahm

3Sem.

@Wiktor_06 hi, thanks for the tip. I actually like a certain amount of risk, with small amounts of course. I also have Droneshield in my portfolio, which is more of a small gamble. But I'm actually completely out of crypto, unfortunately I'm not interested in that.

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Wiktor_06@Wiktor_06

3Sem.

@financial_wizard_soahm very interesting.

So I would pursue a 50/50 strategy.

50% - ETF e.g. $CSPX or $IWDA
50% - individual stocks I like to divide 35% "safe" stocks and 15% gamble stocks.

I still have a few cryptos running, so I have a different weighting. But because you are so young, I wouldn't go for a 70/30 strategy. Because it's too "safe" for me.

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༺Yuichi༻@Yuichi

3Sem.

$VWRL bring in the core or as a supplement the $TDIV. And $BTC and build up your position or, depending on which shares you still want to have, add a savings plan

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Magician@income_magician_28

3Sem.

Transfer fee.🤔 Where can I find one? I've never had to pay one when changing securities accounts.

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financial_wizard_soahm@financial_wizard_soahm

3Sem.

@income_magician_28 This is because I am not transferring a securities account, but only individual shares that I have in my mother's securities account. When the shares are transferred to my custody account, fees would be incurred because my mother's custody account would remain in place as she also has her own shares and because the shares have to be transferred to my name, i.e. a change of creditor.

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