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New investor - What do you think?

I started investing at the beginning of the month and have spent the last three weeks building up a portfolio with the aim of accumulating wealth over the long term. I am now relatively familiar with the topic, have analyzed many strategies and have decided on an approach based on two pillars:

1. growth portfolio:

I invest in broadly diversified ETFs such as the $VWCE (+0,11 %)combined with thematic focuses such as $XAIX (+0,18 %) and the healthcare sector. I also invest in individual stocks such as $NVDA (+0,33 %), $BRK.B (+0,34 %) or $TTWO (+0,17 %) - the latter deliberately as a small position for the speculative component (GTA VI hype is realistically not entirely irrelevant).

2. distributing dividend portfolio:

Here I am betting on classic dividend stocks. These include the $VHYL (-0,33 %), $SPYW, (-0,76 %)
$SEDY (-0,5 %) as well as individual stocks such as $KO (+0,26 %) or $ALV (-0,95 %). The aim is to generate a steady cash flow that can be reinvested in the long term.

I am aware that there is no perfect distribution. That's why I'm interested in your opinion:

Which stocks would you weight higher or reduce?
Is there anything that doesn't fit in at all from your point of view?
How do you balance growth and dividends?

I am open to criticism, experience and other perspectives.

15Positions

0,86 %

4 Commentaires

Philip Buß@GoldenShield

I think the positions are good in themselves, but I am not a fan of theme ETFs at all. In my view, they suggest diversification where there is none. That's why you tend to have a lot of ETFs in your portfolio (one for AI, one for defense, etc.).
But with the All World you will beat them in the long term and you can't go far wrong with individual stocks ( $NVDA or $ALV).

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jtaube76@jtaube76

@GoldenShield too many etf , invest more in good companies

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Leonardo@FascioeMartello

16H

Seems to me like you bought a lot of stuff that probably you don't really understand very deeply, I'll be 100% honet, I'm worried you are going to lose money, a lot of money. It's not bad at all to have individual stock nor theme ETFs IF you understand the sectors and the companies behind it, for the first months you should do like 25% on an index etf (sp500 or nasdaq100 when the price drops) 65/70% individual stock or theme etf that YOU understand, not your friend, your relatives or your dog, YOU. Then the most important part: you wait and keep a little cash to buy when the market drops, but you have to understand the company, that's the most important part, and you have to be patient, even if it does -20%/-30% in a day is not a big deal IF the fundamentals are fine, it's an opportunity to buy more

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maselio@maselio

15H

@FascioeMartello thank you very much for your view, it helps a lot to improve my portfolio 🫶

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