EUWAX Gold II Forum

I have a question for the community:

I'm currently looking for an ETC for gold. So far I've mostly focused on $WGLD (+0,05 %) and $EWG2 (-1,37 %) so far. Unfortunately, my custody account offers me no fee advantage with either option. In addition, the $WGLD (+0,05 %) seems to allow physical delivery of the gold in 1g denominations but probably has a TER of 0.16%. The $EWG2 (-1,37 %) only allows delivery in 1g through additional fees. To my questions:

• How can the $EWG2 (-1,37 %) have no fees, how do they earn money?
• In addition, bearer bonds are not subject to deposit protection. I am therefore wondering what the insolvency risks could be, since everything is collateralized with gold anyway. Robbery of the gold?
• What is the difference between EUWAX Gold I and EUWAX Gold II?

Thank you! ☺️

Continue to add 🥳. ATH is held regardless.

Target 5-10% of portfolio. (€15,000) 1% achieved 😂

Anyone interested in investing in gold can also do so at Trade Republic. With the $WGLD (+0,05 %) you also have the possibility to have it delivered. Just like the ones at $EWG2 (-1,37 %) or $4GLD (+0,04 %) gold . For people who don't want to look for another broker because of gold. And I have talked to the support of wissomtree .

WisdomTree Core Physical Gold is backed by physical, allocated physical gold held by HSBC Bank plc (the custodian). The Depositary can only accept metal that complies with the London Bullion Market Association's (LBMA) Good Delivery Regulations. Physical delivery is possible. For questions regarding the process and costs of physical delivery, please consult the FAQs on our Webseite.

Question 1: Can I exchange my Swiss Gold Bullion Securities (SGBS/WGLD) for physical gold?

Yes, all SGBS or WGLD securities entitle the registered holder to receive gold via the CREST system in accordance with the terms and conditions. The relevant quantity of gold is referred to as the Metal Entitlement and is specified by the issuer on its website.

Question 2: In what form can I receive the gold?

Investors can receive gold at their own request in quantities ranging from 1 g to LBMA-certified Good Delivery bars of approx. 12 kg.

Question 3: What is the minimum number of SGBS I must return?

Since the minimum redemption cost is 1 ounce of gold per redemption, investors must realize a value of more than 1 ounce of gold with the redemption of securities

and because of tax they said this

The Issuer has issued the following statement in relation to the German tax status of WisdomTree Core Physical Gold:

"We hereby wish to confirm to WM Daten that, in our opinion, the bond with the (ISIN JE00BN2CJ301/ WKN A3GNFN) is not a capital claim within the meaning of Section 20 (1) No. 7 EStG. The gains from the sale or redemption of the bond referred to in the resolution do not constitute income from capital assets within the meaning of Section 20 (2) sentence 1 no. 7 EStG in conjunction with Section 20 (1) no. 7 EStG. § Section 20 para. 1 no. 7 EStG. No capital gains tax is to be withheld. Gains and losses are generally taxable as private sales transactions in accordance with Section 23 (1) sentence 1 no. 2 EStG if there is no more than one year between acquisition and sale/redemption.

@Epi here we go😉

Brief introduction: I was very undecided about my strategy for a relatively long time and have rethought it back and forth several times and have now finally set up my portfolio (in its current form only this year) with a strategy that lets me sleep peacefully and that I hope will lead to a successful future stock market life. My strategy is also designed so that I have to worry as little as possible about rebalancing and actively do not have to worry about it. The aim of the portfolio is long-term wealth accumulation (10 years+).

About me: 34 years old, married, now 2 children, live in rented accommodation, work in middle management at a private bank in Hamburg, savings rate €1,000 per month, sufficient nest egg available and not tracked here

Strategy: I recently made a final decision in favor of an ETF as the core of my portfolio. The choice fell on the $SPYI (+0,51 %) as it tracks large, mid and small caps from industrialized and emerging markets. The ETF should make up 60% of my portfolio in the target allocation. I invest €600 a month in the ETF from my savings installment.

In addition to the ETF, I hold and save monthly $BTC (+0,43 %) (physical and ETP $WBIT (+0,99 %)) and $WGLD (+0,05 %) (also gold physically $965515 (-0,82 %) ) with €200 each. The target allocation for both BTC and gold is 20% each.

I have opted for $WGLD (+0,05 %) because $EWG2 (-1,37 %) is unfortunately not eligible for a savings plan at ING and $WGLD (+0,05 %) is also tax-free after 1 year and has a delivery option. My position in physical gold will not be expanded any further.

$WBIT (+0,99 %) I deliberately chose this savings plan because it is NOT tax-free after one year (optimization of the tax-free allowance through sales, is not saved, my savings plan only runs on real gold). $BTC (+0,43 %) ).

All in all, I hope that the portfolio allocation will optimize returns while at the same time minimizing drawdowns.

Feel free to leave thoughts, suggestions, criticism or praise at da✌🏻.

Greetings, Marcus

I just wanted to buy something for my son at ING (via his Junior Depot). $EWG2 (-1,37 %) buy. Unfortunately, it's not possible because it's apparently too complex and not allowed in the Junior Depot to protect minors. So far so patronizing, but good. My next thought: I'll just buy it via my ING account and make a transfer.

Now to the question:

Has anyone already $EWG2 (-1,37 %) transferred to a Junior Depot within ING?

Thanks in advance & best regards

Moinsen,

I am toying with the idea of adding gold to my portfolio as an additional investment. My main goal is long-term diversification and a hedge for times of crisis to reduce the volatility of my portfolio. I came across the product $EWG2 (-1,37 %) and find it very attractive due to the following points: tax-free sale after 1-year holding period, physical deposit of the gold, the possibility of delivery, and 0% TER.

Unfortunately, Trade Republic does not allow you to invest in $EWG2 (-1,37 %) through Trade Republic. I am therefore considering opening an account with
Scalable to invest in gold on a monthly basis via a savings plan. Scalable because es there are no account management or savings plan fees.

I would like to keep my investment strategy relatively simple, consisting of S&P 500, BTC and gold, with gold only accounting for 10-15%.

Now to my question:

Is there an alternative product for gold that I might be able to trade through Trade Republic? Or do you know a better way to invest in $EWG2 (-1,37 %) invest in gold?

I would particularly appreciate the opinions of @Epi
@Michael-official
@Testo-Investor as you are invested in gold yourselves :-)

shares ✅ETF✅ Crypto ✅ VwL ETF ✅

baV put on hold ✅

Turbo Boost for my gold share ✅ Why put money in reserve this month when you can also butter up 😂 and reach 5-15% faster as dear Epi suggests. #kaufsucht 😇

A little silver on top can't hurt (yes, even if not tax-free after 12 months) ✅

if bonds weren't so boring, they would be added at some point.

Hello everyone,

after writing my last post over a year ago and following my strategy ever since.

The following ETFs are executed monthly.

$VWCE (+0,48 %) with 800€

$SEMI (-0,15 %) with 50€

$LOCK (+1 %) with 50€

$XGLE (+0,57 %) with 50€

Furthermore, in $BTC (+0,43 %) with 50€, $ETH (+0,04 %) with 50€ and $EWG2 (-1,37 %) with 50 €

Normally, € 2,000 per month and a special repayment of € 1,300 per month are transferred to the call money.

Please provide constructive feedback.

Saving up: Gold + All-World ETF

Hello dear community,

I have a question for you on the subject of long-term saving and gold:

I have 6 savings plans with dividend ETFs running, always two per payout interval with growth ETF and high payout combined. In addition to the DIV ETFs, I also have REITS and BDCs for dividends, which I would also like to expand further. Of course there are overlaps!

I feel comfortable with this and would like to continue saving in this way:

DIVIDEND ETFs | January, April, July, October

$ISPA (-0,63 %) + $EXX5 (+0,56 %)

DIVIDEND ETFs | February, May, August, November

$FUSD (+0,75 %) + $IMEU (-0,89 %)

DIVIDEND ETFs | March, June, September, December

$TDIV (-0,67 %) + $VUSA (+1,03 %)

Now the question arises for me: how can I diversify even further or save in an accumulating manner?

The following would be considered

$EWG2 (-1,37 %) and then also sell tax-free after a holding period of at least 1 year if the trend is positive and generally $FWRG (+0,53 %) save bluntly and leave it. Possibly also $BTC (+0,43 %) via Bitpanda or similar (not via Neobroker)

What is your opinion on saving the Invesco All-World and gold in addition to the dividend ETFs, as compensation when there are general price slides?