A lot of time has passed since my introduction over a month ago and the one or other post. I was not satisfied with my smorgasbord and have once again taken a serious and intensive look at the subject of the stock market.

Thoughts, suggestions from some nice people here on GQ and also posts https://getqu.in/WB1phr/ have really helped me here.

Thank you for that. @DonkeyInvestor , @Mister_ultra , @Epi , @Ph1l1pp , @ShrimpTheGimp , @MoneyISnotREAL , @Staatsmann

After the introductory words, now to the presentation of my portfolio.

I have finally decided on a strategy that I find suitable for me. The core-satellite strategy. Investment period 20 years.

I will gradually reallocate my previous investments and save an additional 600 euros per month in the portfolio.

For me, the decisive point here was that I continuously build up the "core" and use the satellites to pursue my "ideas" and also generate dividend income.

The percentage allocation of the investments to my individual satellites was based on the average return over the last 10 years.

Core (60%)

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HSBC MSCI World UCITS ETF - $HMWS (-1,05 %) - Share 60.0%

Satellites (40%)

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HSBC MSCI Taiwan Capped UCITS ETF - $HTWN (-0,4 %) - Share 4.9%

Xtrackers Euro Stoxx 50 UCITS ETF - $XESX (-0,34 %) - Share 2.4%

Invesco Technology S&P US Select Sector UCITS ETF - $XLKS (-2,06 %) - Share 7.8%

Xtrackers Artificial Intelligence and Big Data UCITS ETF - $XAIX (-2,35 %) - 7,0%

iShares MSCI World Energy Sector ETF - $WENS (-1,71 %) - Share 4.2%

Global X Defense Tech UCITS ETF - $ARMG (-0,54 %) - Share 3.6%

EUWAX Gold II - $EWG2 (+0 %) - Share 3.0%

Bitwise MSCI Digital Assets Select 20 ETP - $DA20 (-3,32 %) - Share 7.0%

Notes on the satellites:

An MSCI Emerging Markets would be a suitable addition to the core MSCI World. As most emerging markets ETFs rate China quite highly, but I am not convinced of this, I have picked Taiwan and chosen the MSCI index there. $HTWN (-0,4 %)

Technology $XLKS (-2,06 %) and AI $XAIX (-2,35 %) are still markets which, in my opinion, have a lot of potential. These two areas are also the reason why I invest in energy $WENS (-1,71 %) because the energy demand for AI, cloud, etc. is high.

I still see defense as a trend and have finally opted for the Global X Defense Tech $ARMG (-0,54 %) final decision. In my previous post on this, I was more interested in the HANetf Future of Defense $ASWC (-2,25 %) . As the European investment volume of the two ETFs (HanETF = 29.38%, Global X = 28.08%) is almost the same, but the Global X $ARMG (-0,54 %) invests more in the market leaders (Lockheed $LMT (+2,16 %) Northrop $NOC (+2,66 %)General Dynamics $GD (-0,57 %) etc.), it has now been included in the final selection.

I cover the currency sector with EUWAX Gold II $EWG2 (+0 %) and Bitwise MSCI Digital Assets Select 20 $DA20 (-3,32 %) . As you have seen from my previous posts, I am reluctant to invest in crypto. That's why it's "only" the Bitwise MSCI Digital Assets Select 20 ETP. This ETP tracks the 20 leading investable crypto assets and is therefore effectively the "MSCI World" for the crypto market.

PS: I have adjusted the crypto ETP slightly downwards in the percentage distribution with a minus of 50%.

downwards. If anyone actually looks at the table, -50% in 2022 is inserted by MIR for regulatory purposes 😉

I look forward to your feedback.

Best regards

Daniel

I am considering whether it would not make sense to replace the large position $WENS (-1,71 %) with $VWCE (-0,92 %) or are there other suggestions and opinions?

Thanks in advance 😊

--GER English version Below

Dear community, a question for you: Leave it or Keep it?

I started investing (apart from small amounts of crypto in 2021) towards the end of 2023. I bought various ETFs, the biggest one is now $VWRL (-0,91 %) and also linked to savings plans.

I intend to keep it the strongest in my portfolio, along with and $IBGX (+0,3 %) . Together with $VWRL (-0,91 %) I also have a savings plan in a relatively well performing active fund on India Equity Large Cap. I intend to keep these two/three funds as the main exposure in my portfolio.

Some time ago, I shared the composition of my portfolio and sought feedback. The problem was that I own other small ETFs (e.g. $WFIN (-0,75 %) , $WENS (-1,71 %) etc...with others worth less than 1500 euros).

Now the question is: should I keep them? If so, until when? I have no intention to put more money in them as I want to have 2 max 3 reference ETFs diversified (as much as it is possible). Hence my intention to restructure a little.

Also, I'm not sure if I should reduce my exposure to the individual stocks. I am now focusing -as you see- on 6 stocks, 5 of them relatively growth oriented and 1 more -allow me- a gamble. These si$NVDA (-3,63 %)
$LLY (+0,32 %)
$LMT (+2,16 %)
$ALV (-0,14 %)
$XOM (-0,73 %)
$ALFEN (-1,76 %) .

Am I missing something here? Or is the diversification good enough?

Time horizon 10-15 years before I start selling anything.

---ENG

Dear community, a question for you: Leave it or Keep it?

I started investing (besides small amounts of Crypto in 2021) around the end of 2023. I bought different ETFs now the biggest being $VWRL (-0,91 %) and with saving plans attached too.

I have the intention to keep it the strongest in my portfolio, together with $IUIT (-2,19 %) and $IBGX (+0,3 %) . Together with $VWRL (-0,91 %) I also have a saving plan in a relatively well performing active fund on India Equity large cap. I plan to keep these two/three as the major exposure in my portfolio.

I shared the portfolio composition sometime ago, looking for feedback. The issue highlighted was that I own other small chunks of ETFs (i.e $WFIN (-0,75 %) , $WENS (-1,71 %) etc...With others with amount less than 1500 euros).

Now the question is: Shall I keep them? If yes until when? I have no intention to put more money into those, as I would lie to have 2 max 3 reference ETF diversified (to the extent is possible). Thus my intention to restructure a bit.

Also, I am unsure whether to decrease my exposure in the individual stocks. Now -as you can see- I am focusing on 6 stocks, 5 of them relatively growth oriented, and 1 more -allow me- a gamble. These are $NVDA (-3,63 %)
$LLY (+0,32 %)
$LMT (+2,16 %)
$ALV (-0,14 %)
$XOM (-0,73 %)
$ALFEN (-1,76 %) .

Am I missing something here? Or is the diversification good enough.

Time horizon 10-15 year before I start selling anything.