1Année·

Good morning,

A lot has changed in my portfolio over the past year and I wanted to get some input on my thoughts.

My portfolio currently has an emerging market share of around 5.7 percent, exclusively China among the individual stocks $700 (-0,27 %)
$601318
$9988 (+2,35 %) as well as the EM share contained in the FTSE All World. I would like to increase this share until the overall portfolio once again corresponds to the EM share of the FTSE All World. For this reason, I will start saving in an EM ETF this month.

The percentage share of ETFs is currently 40 percent, but should be increased further in the long term. The following savings plans will be running from January:

650 euros $VWRL (-0,28 %)

200 euros $FGEQ (-0,31 %)

100 Euro $VFEM (-0,14 %)

50 Euro $ASML (-2,06 %)

50 Euro $3V6

50 Euro $MA (-0,44 %)

50 Euro $SBUX (+0,25 %)

50 Euro $VWCE (-0,23 %) (Annex VL)

I am currently 25 years old and have been following a dividend strategy since 2018. With the current savings plans, I would also like to focus more on dividend growth.

I would be very interested in your opinion ☺️

Jetez un coup d'œil à mon Tableau de bord maintenant !

23 Commentaires

Aktienmasseur@Aktienmasseur

1Année

Especially at a young age, your focus should be on growth and not on dividends. I'm not assuming that you want to use the dividends to live on today or tomorrow? Invest more in accumulating products instead of distributing ones.

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Kai@fcsp

1Année

@Aktienmasseur can you say that across the board? It also depends on the performance in combination with the dividend growth, doesn't it?

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Aktienmasseur@Aktienmasseur

1Année

@fcsp Not across the board, but dividends are not additional free money and reduce the value of the company. In the long term, an accumulated product will also perform far better in terms of tax.

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S.A.U.@SAUgut77

1Année

@Aktienmasseur But you can also reinvest the distributions yourself. In my opinion, this makes more sense than having to reallocate the tesau at some point...

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Ben@Bart_S

1Année

@SAUgut77 and you don't have to sell any shares when you get older. That's also an advantage for me. You always keep your shares.

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Maxi@mhu

1Année

@Aktienmasseur Thank you for your opinion. May I ask why you then hold a lot of dividend stocks yourself and have set yourself a target of 1.4K dividends for 2024?

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Utilisateur supprimé

1Année

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Aktienmasseur@Aktienmasseur

1Année

@mhu I was very convinced of dividends at the beginning of my time on the stock market. Since mid-2023, however, I've been asking myself the question "What's the point of dividends now if I'm not going to pay them out anyway?"

Since then, I've focused more on growth.

Nevertheless, my dividends are of course growing and I hold a large number of my stocks not because of the dividends, but because of the general growth and interest in the company.😎

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Aktienmasseur@Aktienmasseur

1Année

@Til_S97 What kind of chatter? The fact is that stock picking rarely outperforms the market and dividends are not free money.

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S.A.U.@SAUgut77

1Année

@Aktienmasseur in my opinion, the only one who is talking is you...sorry...but if he takes a well-positioned distributing all world or index etf, for example, he doesn't have to reallocate later, and payout+growth gives him the opportunity to reinvest payouts and savings plans depending on the weighting. And healthy dividends from a company do leave room for growth ☝️ ...but you already know that 😎

He can also use individual shares to either increase his weighting selectively or diversify stocks that are not covered. Here, too, dividends and re-invest are not a shame, so think about your advice 🫡

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S.A.U.@SAUgut77

1Année

@Aktienmasseur How many companies can you think of off the top of your head that pay dividends and are still growing healthily?

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Voir toutes les 2 autres réponses

Aktienmasseur@Aktienmasseur

1Année

Take a look at the matching example: https://getqu.in/I3VXdD/ https://getqu.in/I3VXdD/

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Utilisateur supprimé

1Année

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Maxi@mhu

1Année

@PowerWordChill Hi, the 17% is not objective for my performance. The TTWR is 57 percent since Oct 2018. I also invest a lot

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Maxi@mhu

1Année

@PowerWordChill Assuming my portfolio stands at 10k with 100 percent profit, then I invest another 10 k, the portfolio will only have 25 percent profit. It is simply distorted downwards

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Stonksonlygoup@SOGO

1Année

@PowerWordChill you have a mistake in your thinking, the performance changes when you put in new money...

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1Année

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Maxi@mhu

1Année

@PowerWordChill well, you should also note that the stock markets corrected significantly from oct 18 to dec 18. But yes, I don't want to make it look better than it is. I didn't achieve a big outperformance in the 5 years. Another reason why I invest 80 percent of my new money in ETFs

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S.A.U.@SAUgut77

1Année

@PowerWordChill but still arrived safely and, as we all know, the journey is the reward 🤷‍♂️

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1Année

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S.A.U.@SAUgut77

1Année

@PowerWordChill and many roads lead to Rome...if that was the goal 🫠

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