Hello everyone,

In this post I would like to talk a bit about my portfolio and my journey so far.

I started investing through Oskar when I was 16, when I started my apprenticeship as a chef. At the beginning of this year, I finished my apprenticeship and decided to take the whole thing into my own hands - away from Oskar and towards my own research and portfolio.

I'm currently 20 years old and save €1,000 a month for my portfolio.

I bought a motorcycle in the summer, which set me back a bit financially. As a result, my portfolio value is currently below €20,000 again.

My strategy is currently a classic buy-and-hold strategy consisting of gold, Bitcoin, an all-world ETF and a few individual shares in which I have long-term confidence.

About my portfolio:

40 % $SPYI (+0,44 %)

30 %$BTC (+0,99 %)

30 % $EWG2 (+0,43 %)

(@Epi thanks for your tips on gold allocation)

I also hold "smaller" positions in:

$GLXY (+3 %) - 2.126 €

$NBIS (+10,03 %) - 500 €

$MTM (+0,9 %) - 471 €

$IREN (+11,53 %) - 188 € (after partial sale)

My plan is a partial sale of $GLXY (+3 %) in the first quarter of 2026, depending on how the share reacts to Helios. At $NBIS (+10,03 %) and $MTM (+0,9 %) I will set a trailing stop loss after a good run. $IREN (+11,53 %) I will let it continue to run, as my original position has already been realized.

In the long term, I plan to acquire a property or similar investment for rental purposes. I recently considered taking over a self-service car wash, but this failed due to the current owner's lack of interest.

A home of my own is not currently on my list, as there are no plans to have children in the near future.

My retirement is still a long way off, so I'm not thinking too much about a final portfolio structure at the moment. At the moment, my focus is on investing continuously, learning and growing my capital over the long term.

I invest because I started early on to make my money work for me. Mistakes are part of the process, but the long-term goal remains clear: building wealth with a focus on independence and personal responsibility.

I welcome feedback and am happy to accept tips or suggestions for improvement - especially from those who have been investing for a while or are pursuing similar strategies.

~Philipp

Morning community, I am planning to invest in companies that deal with precious metals. Would you say it is still worthwhile after the small boom or would you rather wait for the dip? Examples: $MP (+3,04 %)
$SSW (-0,42 %)
$MTM (+0,9 %)
$LYC (+0,33 %)

Greetings

My best month so far since I started actively investing in January 🙌🏼

Decisive factors were:

$GLXY (+3 %) +55%

$IREN (+11,53 %) +71%

$MTM (+0,9 %) +74%

$NBIS (+10,03 %) +80%

as some of you here already know. These stocks have played a large part in the good performance of my portfolio.

Today, after $UUUU (-0,67 %) , $MP (+3,04 %) and $PPTA (-0,5 %) with $MTM (+0,9 %) the next stock cracked the 100% mark. It took a little longer here at 3 months, but I can live with that.

After I posted again last week about commodities in general and rare earths in particular, I would like to take stock of the stocks I have in my portfolio today.

$MP (+3,04 %) The next stage is being ignited again today. This is the largest position in this area, as a savings plan is running there. So far + 65%

https://de.tradingview.com/news/reuters.com,2025:newsml_L8N3T70NZ:0/

$SCZ (-3,33 %) with 15% in 2 weeks a solid start

$PMET (+3,16 %) 20% in the first two weeks also good

$MTM (+0,9 %) good start, today a setback of 9%, resulting in a loss of approx. 10%

$UUUU (-0,67 %) with 8% + also after 2 weeks.

In addition, savings plans are still running $PPTA (-0,5 %) so far + 53% and

$CDE (-1,66 %) + 24%.

So I think commodities should not be missing from any portfolio as an admixture, and not just for dividend reasons.