I'm trying to find the right balance between ETFs and individual stocks.

My long-term goal is to build wealth steadily over the next 20–30 years, while still owning a handful of individual companies that I believe in.

Over time, I'd also like to shift my portfolio towards a stronger dividend focus, without sacrificing too much long-term growth.

Looking at this portfolio:

• Is there anything that stands out to you?
• Are there any positions you think are unnecessary, overweight, or missing?

I invest €3,500 every month through my ETF savings plan:

$VWRL (+0,7 %) = 800 euro

$WSML (+0,62 %) = 300 euro

$PRAM (+2,36 %) = 300 euro

$JEGP (+0,22 %) = 325 euro

$STHE (+0,3 %) = 325 euro

$BTCE (+0,24 %) = 100 euro

$SDIP (+0,37 %) = 300 euro

$WINC (+0,7 %) = 350 euro

$LDGL (+0,82 %) = 350 euro

$TDIV (+0,38 %) = 350 euro

What would you change first, and why?

Always interested in constructive feedback.