As i Said a couple of weeks ago $UPST (+0.28%) is booming, and have projected to make profit from Q4 and in the future!
Hope you guys, bought a ticket!
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61As i Said a couple of weeks ago $UPST (+0.28%) is booming, and have projected to make profit from Q4 and in the future!
Hope you guys, bought a ticket!
$UPST (+0.28%) | Upstart Q3 Earnings Highlights:
🔹 Revenue: $162.1M (Est. $150.4M) 🟢; UP +20% YoY
🔹 Fee Revenue: $167.6M; UP +14% YoY
🔹 Adjusted Loss per Share: -$0.06 (Est. -$0.14) 🟢
🔹 Contribution Profit: $102.4M (Est. $90.5M) 🟢; UP +8.7% YoY
🔹 Adjusted EBITDA: $1.41M (Est. -$5.59M) 🟢
Transaction Metrics:
🔹 Transaction Volume: $1.6B; UP +30% YoY
🔹 Conversion Rate: 16.3% vs 9.5% YoY 🟢
CEO Dave Girouard's Commentary:
🔸 "Strong growth in lending volume and positive adjusted EBITDA signal our return to growth mode."
Outlook for Q4 2024:
🔹 Revenue: ~$180M
🔹 Adjusted EBITDA: ~$5M
$UPST (+0.28%) will soon be showing the Q3 results, what do you think is in store?
The Rates are going down, plenty of new partnerships, and a promise of being profitble in Q4!
Can $UPST (+0.28%) , reach just half of its previous all time highs? Or do you think it will Crash and burn with the Q3 result.
My Portfolio so far, been investing for 1,5 years now.
Planning to change into Dividend investing as soon at the total value, hits around the 350-400k mark.
what are your thoughts on this?
how do you approach your investing?
Thinking about adding $NU (+1.69%) and $ASML (-0.83%)
i do really think that $UPST (+0.28%) is going to skyrocket the next 2-3 years, and next bump up, being the cut coming next month.
#fintech - I found a nice overview here
Neobanking is forecast to grow at a compound annual growth rate of around 55% to $2 trillion by 2030 - Let's take a look at where fintech stocks stand based on 2025 metrics
Who do you favor? ☺️
$NU (+1.69%)
$COIN (+0.88%)
$FOUR
$HOOD (+0.51%)
$DLO
$TOST (+0.75%)
$PYPL (+0.34%)
$BILL (+1.37%)
$ADYEY (+0.79%)
$SQ (+0.89%)
$SOFI (+1.21%)
$PGY
$ML
$AFRM (-0.29%)
$UPST (+0.28%)
$SOFI (+1.21%) - Company presentation and personal opinion:
June/Semi-annual closing
What do you do when your portfolio is partly -35% under water in 2022? Exactly, continue to butter 😂 So it happened to many, but you can see how important it is to stay tuned and to act countercyclically. Especially those that were said to be dead were further stocked up (Palantir, SoFi, Tesla).
The first half of the year was quite satisfactory considering that the Hang Seng has been correcting since February and the China share in the portfolio accounts for 25%. Here, however, it is only a matter of time until the HSI breaks out above the downtrend and it goes towards 30000 points. The bearish scenario towards 17000 points, however, remains on the screen.
YTD: +19.05%
June: +6.58
Hot June:
$XPEV (-5.53%) +67,01%
$SOFI (+1.21%) +47,17%
$UPST (+0.28%) +37,42%
$TSLA (-0.03%) +31,72%
$DYL (+7.09%) +22,31%
Flop June:
$BICO (+4.39%) -34,32%
$MELI (+1.23%) -10,69%
$OGI -10,56%
$RCK (-0.75%) -9,99
$SE (+0.54%) -7,64%
Purchases June:
$GTLS (+0.15%) +10,98
$COIN (+0.88%) -3,06
Sales June:
$YSN (+6.25%) +13%
Lastly, Secunet had to give way for Coinbase. Not because Secunet is a bad company, but simply because I see more potential in Coinbase towards the 2025 bull market. The only thing that bothered me a bit about Secunet was that they pay dividends. You could do better with the money mMn.
Expectation 2nd half of the year:
-July is a good month and therefore it can go further up.
-breakout Hang Seng
-Corrections in the fall in the US and EU markets
-take a vacation in July and simply leave the crappy depot
How was your half year and what is your expectation of the 2nd half?
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