1Mon·

40k free cash. Where to put it?

I would be interested in your opinion: I still have 40k cash on hand.

I wanted to use the money for the Black Swan event but the dip doesn't come, the market runs away and FOMO kicks in. À la April lows at the tariff announcement of USA against the whole world.

My current PORTFOLIO ALLOCATION can be viewed in my profile, it is public.

Actually
I'm in a pretty solid position (my opinion) and would be happy to give you my opinion.

Would you stick to the plan or DCA into interesting stocks?

On my watchlist: $UNH (+0.15%) ; $TTD (+0.77%) ; $ADYEN (+2.81%) ; $TEAM (+0%) ; $UPST (+0.34%) & $MNDY (-0.14%)

What do you have on your watchlist and what would you advise me to do? Stick to the plan and wait for the big dip or go in in tranches?

21 Comments

Peter G.@Sontoshi_Nakagoku

1Mon

I agree with you that the market is running a bit hot right now. So how about $HolidayWithFamily ?

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CantStopClicking@CantStopClicking

1Mon

@Sontoshi_Nakagoku I am already 😂

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Sceptical_Noob@Sceptical_Noob

1Mon

Bonds or 3% flexible deposit account. Wait for the next crash.

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CantStopClicking@CantStopClicking

1Mon

@Sceptical_Noob I currently take 2% p.a. in € with Sclable interest, but it's sooo boring 😂

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Sceptical_Noob@Sceptical_Noob

1Mon

@CantStopClicking Just take advantage of discount bargains and wait patiently (see UNH)

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Banana M.@Banana_Millionaire

1Mon

Simply set up savings plans on the shares of your choice if you are unsure about investing everything at once.

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CantStopClicking@CantStopClicking

1Mon

@Banana_Millionaire I'm already running savings plans in ETFs, but maybe adding them to the stocks I have on my watchlist isn't such a bad idea!

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D.S.@Propheteus

1Mon

I am at $UNH and $TTD

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CantStopClicking@CantStopClicking

1Mon

@Cato_Bamboo What are your entry-level courses?

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lookingforinformation@lookingforinformation

1Mon

Everything in $IREN... you can read about the potential online.

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Sansebastian@Sansebastian

1Mon

I would at least wait for the next market recovery. And then buy more

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CantStopClicking@CantStopClicking

1Mon

@Sansebastian Patience is key, I know, but it's damn hard at the moment 😅

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Sansebastian@Sansebastian

1Mon

@CantStopClicking believe me, you would be more annoyed if you went into the market now and then it recovered 😉

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Tigawutz@Tigawutz

1Mon

you need something solid from Germany with a good dividend ;-) $ALV

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CantStopClicking@CantStopClicking

1Mon

@Tigawutz that's right, but they ran away like that 😭

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S@LelouchLalouch

1Mon

Dca, ftse all world or msci acwi. Don't try to time the market, think long term. You can also lump sum, but it might be psychologically harder in case the market goes down after, but it doesn't matter long term

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CantStopClicking@CantStopClicking

1Mon

@LelouchLalouch already have S&P500 monthly plan, need some stockpicking action on top 😅

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Bubu@Bubu_98

1Mon

The whole Looser selection scares me 🥲 It is often better to invest in companies that are performing well at the all-time high than to just look at falling prices. All of these stocks were rightly punished and to show improvement in the share price they first have to perform over a certain period of time.

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Bernd Stromberg@BerndStromberg

1Mon

How about something boring like msci world or something? Would be a nice change from the stocks in your portfolio at the moment

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Tool1982@Tool1982

1Mon

That's easy. To me!

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Testo-Investor@Testo-Investor

1Mon

Bitcoin exchange market 2026! Continue to build up massive cash and then buy 1 Btc

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