Hello everyone,
To conclude my 2025 series, I'll give you an insight into my strategy and my goals for 2026. As always, the goal should be to achieve at least 15 % return and to achieve long-term return above average. above average.
As I have been increasingly investing in individual stocks and would like to buy back my old portfolio step by step, I will select these stocks first.
I have noticed one thing:
Firstly, I cannot not catch the perfect time and secondly, I lose too much time too much timeto decide on a single value.
That's why I decided today to set up a savings plan for all for all stocks. As soon as the desired position size is reached, the respective savings plan is stopped.
In addition, I am building up dividend stocks further, buy $BAS (+1.16%) and $2338 (+1.37%) is added to the portfolio.
The monthly savings installment is set at 10 % of income as the intention is to put some money aside this year.
In the months of August, September and October will not be invested as usual.
The crypto share in the portfolio is to be reduced further, which should be easy to implement in the bear market.
I am also aiming to make special repayments every year for our property every year. Unfortunately, our dishwasher broke at Christmas. dishwasher broke down at Christmaswhich of course puts pressure on my savings.
Professionally there is a pay rise of approx. 0.3 %I don't have a job change in mind at the moment. The full focus is on my five weeks of unpaid vacation Should the money that I don't earn during this time actually be seen as an opportunity cost?
As the last few weeks of December have been very gray and unpredictable, I hope that the situation in the family/friends brightens up again.
It's at times like these that you realize again: Money isn't everything Health and time are priceless.
Everyone stay clean, take care of yourselves and we'll read about each other in the new year.
See you soon
Koenigmidas
