3H·

Trade Republic - Exemption order exhausted? Incorrect

I'm a bit confused right now.


At the beginning of the year, my €1000 exemption order was reset to €0 (as usual). So far everything is normal.


So far this year I have:



Means: I should be somewhere around ~350-400 € usage.


Nevertheless, Trade Republic shows me that my exemption order has already been exhausted.


In addition, I notice:

➡️ For about two weeks now, capital gains tax has been withheld on all dividends, as if the exemption amount had been completely used up.


This cannot be mathematically correct.


Have you ever experienced this?


  • Display bug?
  • Advance flat rate? I don't even see it yet
  • Delay in the internal calculation?
  • Or a known problem at Trade Republic?



Before I contact support, I wanted to hear whether this has already happened to you.


Thank you 🙏

64Positions
€250,309.38
7.16%
2
7 Comments

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My guess is the upfront fee. They are now better hidden at TR, but I know that they have already done this for some ETFs from my own portfolio.
4
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@CashDividendGamer and where are they to be found?
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@Hansetradee Click on the symbol at the top right. Then you are in the personal area. There are boxes like Account, Assets, Inbox. Click on Inbox. Then click on Activities and scroll through to see whether advance lump-sum payments for individual ETFs have already been made in January or February. As I said, somewhat hidden.
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Advance lump sum at 100%. You also have some ETFs, that's why.
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Yep, you're right. It's the upfront fee - I didn't think it would be that big a deal
Well, you don't have a small custody account either. Is the cash reserve at TR for the interest? That also calculates the tax-free amount downwards....so my custody account is much smaller and the tax-free amount is gone, so in that respect it doesn't irritate me too much
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Have a look at the tax-free allowance where it says it with the advance lump sum I was also confused there
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