5Mon·

Roast me!

Hello, here is my current portfolio. With a current return of -3.77%. How would you rate it?

My savings plan:

15% $WGLD (+0.31%) - I am convinced of gold

15% $MEUD (+0.62%) - Patriotic, deliberately overweight Europe

+ occasional BTC purchases.

$MSTR (-7.9%) and $CSNDX (-0.51%) are sold as soon as they are green and regrouped. Realizing losses probably makes no sense here?

6Positions

3.77%

5 Comments

KurwaBober@KurwaBober

5Mon

Looks great! Just keep the savings plans running and you'll be fine! There's nothing to roast. 😄

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Charly@FinanzPapa

5Mon

Powerful setup! 💪 VWRL as the core - you can't go wrong. Gold as an addition shows foresight 🪙 and MEUD brings in the extra spice - Europe can get a little more love 🇪🇺😉 The mix is well thought out, not overloaded and has long-term potential. Keep it up - if you invest so clearly, you're on the right track! 🚀📈

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Epi@Epi

5Mon

Hmm, roasting is not so easy with this portfolio. But here you go:

Portfolio good, strategy not so good. Emotions such as patriotism and convictions have no place in the stock market. Otherwise you'll be kicked out at the next underperformance period. You need rational reasons for your investments, e.g. less drawdown through gold. And the best overall Sharpe ratio at XX % share. But like this... 🙄

Bitcoin should be an honest part of the strategy, otherwise you are cheating yourself. So: list BTC and swap MSTR/CSNDX for BTC. When selling MSTR, I would wait for the next run and sell on any euphoric news.

But wait! You're sure to get roasts for that too...
So do what you can justify.

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patrick0NTour@patrick0NTour

5Mon

@Epi Thank you for your assessment. Don't they say "if you are convinced of the company / market, then invest!"? I am convinced of Europe and see a long-term return there. The US weighting in $VWRL is already high enough, so I deliberately wanted to include Europe in the higher weighting.
BTC is not suitable for my savings plan as I don't have a sepa account there, which is annoying. I don't want to transfer sums blindly, only for them to be bought. I usually make purchases when I have capital left over or the price is right.

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Epi@Epi

5Mon

@patrick0NTour Sure, you need conviction to invest. But that shouldn't be the reason for it. You have objective reasons for your conviction. These are the reasons for your investment. The difference: convictions are subjective, reasons are objective. You can check the latter and go back to them if you lose your subjective conviction. And believe me, a crash and the doubts are there! 😅

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