5Mon·

My portfolio

Hello!

I have been actively working on my portfolio since the beginning of this year, my strategy is to go towards dividends and a safe investment in ETF's with ETF's I want to achieve a balanced weighting that is not too American-heavy but also focuses on Europe.

I have a monthly savings plan of €300 which is divided as follows:

50 € $IWDA (-0.04%)

50 € $EXSA (+0.37%)

40 € $ZPRG (+0.36%)

40 € $WQDS (+0.24%)

20 € $O (+0.25%)

15 € $VZ (+0.4%)

15 € $ULVR (+0.28%)

10 € $JPM (+0.56%)

10 € $JNJ (+1.53%)

10 € $PG (-0.26%)

10 € $ENB (+0.28%)

10 € $ALV (-0.22%)

10 € $KO (+0.55%)

10 € $MCD (-0.16%)

Please do not pay too much attention to the crypto positions, I will liquidate the Shitcoins in the near future when prices are good and switch to ETFs/shares.

Now to my simple question, what do you think of the portfolio? Is it good for my strategy or do you have any tips?

27Positions

1.31%

2 Comments

daddyinvestiert@daddyinvestiert

5Mon

All in in an ETF, what do you want to put €10 a month into a share that costs ~€300. It'll take you ages to get one together. Put everything into an All World or a msci World and you're done.

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Gomerdoc@Gomerdoc

5Mon

Keep or expand : $PG, $MCD:anyway!, $JNJ, $KO: Individual stocks with high quality and a dominant market position such as those mentioned usually beat the indices or corresponding ETFs.
MSCI World , but also the &P 500 are and have been largely determined by the ten to 20 strongest individual stocks represented in them: these are the ones that essentially drive these indices upwards.
If you buy corresponding ETFs, you are generally on the safe side in the long term and, according to all current surveys, beat most portfolios that invest in individual stocks.
Unless you take the trouble to look closely at what the performance of these indices is really based on. And in the case of an MSCI World, this is not all of the 1500 or so stocks, but in the past over the last 20 years always the first 10 tech stocks: and some other big players behind them: their explosion has pulled these ETFs along with them.
And that's perfectly fine, if these stocks then perform worse, the index and its ETF are reorganized and you remain profitable and safe.

But certain stocks do exactly the same, and you can do something yourself: it's not rocket science to beat the S&P500 or the MSCI World, only with "boring" long-term investments such as those mentioned above, reinvesting dividends and also without high performers such as $BTC or $TSLA or the other "hot influencer shit" that is constantly being touted, without leveraged products 😮etc....
$CL is boring: But 67% of all households on the planet use their products every day. And almost nobody knows $ITW. But it has been a top performer for decades.

I find your ETF completely ok.

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