Hello!

I have been actively working on my portfolio since the beginning of this year, my strategy is to go towards dividends and a safe investment in ETF's with ETF's I want to achieve a balanced weighting that is not too American-heavy but also focuses on Europe.

I have a monthly savings plan of €300 which is divided as follows:

50 € $IWDA (+1.12%)

50 € $EXSA (+0.16%)

40 € $ZPRG (+0.31%)

40 € $WQDS (+0.55%)

20 € $O (+0.35%)

15 € $VZ (-0.22%)

15 € $ULVR (-1.04%)

10 € $JPM (+1%)

10 € $JNJ (+0.52%)

10 € $PG (+0.26%)

10 € $ENB (+0.77%)

10 € $ALV (-0.67%)

10 € $KO (+0.38%)

10 € $MCD (+0.27%)

Please do not pay too much attention to the crypto positions, I will liquidate the Shitcoins in the near future when prices are good and switch to ETFs/shares.

Now to my simple question, what do you think of the portfolio? Is it good for my strategy or do you have any tips?

VanEck NL0011683594 ; EUR ; 100 companies, 0.38 % TER, vola 9.3 % $TDIV (-0.26%)

Vanguard IE00B8GKDB10; $, 2,123 companies, 0.29 % TER, Vola 10.7 % % $VHYL (-0.14%)

iShares IE00BYYHSQ67, $, 199 companies, 0.38 % TER, Vola 11 % $WQDS (+0.55%)

Another one - I comment...

Dear Community,

Yesterday you were able to help me quickly and effectively. I sold the tiny positions $MATIC (+6.41%) with a considerable loss and $ETH (+7.41%) with a small profit and set up a weekly savings plan on $BTC (+2.83%) set up a weekly savings plan.

In order to simplify and streamline the portfolio even further, I now have the following question for you...

To help you understand my portfolio better, here is a brief explanation:

The main portfolio (currently approx. 150k) is a core-satellite portfolio with 56% $IWDA (+1.12%) , 20% $GGRP (+0.57%) , 12% $WSML (+0.56%) and 12% $XMME (+0.16%) .

With just under 20k is still the $CSPX (+1.33%) in the portfolio.

I have also been holding a separate div growth portfolio (currently approx. 34k) with these stocks for some time:

$MMM (+1.08%) approx. 1500€

$MSFT (+0.68%) approx. 1400€

$ABT (-0.24%) approx. 3300€

$JNJ (+0.52%) approx. 2800€

$PEP (+0.51%) approx. 2700€

$PG (+0.26%) approx. 3300€

$TDIV (-0.26%) approx. 3900€

$WQDS (+0.55%) approx. 3850€

$FGEQ (+0.96%) approx. 3800€

$VWRL (+0.92%) approx. 3750€

$FUSD (+1.18%) approx. 3750€

I save the ETF fraction constantly, nothing should or will change.

I'm just wondering how I should structure the ratio of individual stocks from now on. Should I increase all individual stocks to 5000€ per position or all stocks except Microsoft to 6k? Any other suggestions or ideas? If I simply leave the individual stocks untouched, the money would go into the div ETFs in tranches.

Total TER at 0.22 (which is quite acceptable for me) - and the overlaps are known and also okay for me 😄

Once again, thank you from the bottom of my heart and have a nice rest of Sunday 😎

Best regards

EvD

Let's see if it was a good decision...but I can live with having sold 50 percent, I saw it as a good time.

130 % plus, and clearly too high an asset share of 5.5 %.

Now I basically only have the profit in Bitcoin and can let it run with peace of mind.

In anticipation of a possible year-end rally, the portfolio was reallocated to $WQDS (+0.55%)

Your swarm intelligence desired 😉

I started my ETF investments at the end of 2021.

So far, I have invested my money in the MSCI World without a concept (only $ISAC (+0.76%) then $IWDA (+1.12%) ), $IUIT (+2.09%) and $IUHC (-0.12%) . Dips were bought later and when prices were good.

I am a bit suspicious of the Chinese stock market because the government there can manipulate the market considerably - hence the move to the $IWDA (+1.12%)

I also have the DWS funds that were set up for me as a child.

The shares are more for "playing".

As I haven't yet found a method for evaluating shares that gives me a good feeling, I'm still a bit cautious here.

$WQDS (+0.55%) , $ESIT (+2.03%) and $INGR I would describe these as missteps and will probably sell them soon.

Now I would like to go for a clean concept and invest in savings plans.

The aim is to secure my pension and build up my assets.

Now I'm just faced with the question:

What is the best way to weight my portfolio?

Core-Sattelite? - Are $IUIT (+2.09%) and $IUHC (-0.12%) Sattelites or already core?

50% MSCI World Core, 20% EM and 30% $IUIT (+2.09%) / $IUHC (-0.12%) ?

How would you proceed or what would your weighting look like in my portfolio?

I would be very happy to receive tips, suggestions and advice.

I'm a bit at a loss 😁

Thank you very much for your help

Hello, today I would like to present my portfolio to you and get some opinions.

I have been investing for about 1 year and am trying to create a mix of growth stocks and dividend stocks for a balanced portfolio.

The $WQDS (+0.55%) is saved monthly with 100€.

The $CSPX (+1.33%) likewise

in #$MAIN (+0.86%) I put 13€ a week

Otherwise I just buy when I see a good price for an interesting share.

The small stakes in the shares of $NFLX (+0.98%) and $VOW (+1.12%) are gifts from Trade.

I had already considered switching ETFs and putting the money from the MSCI into the $VWRL (+0.92%) into the

Looking forward to tips and reviews :)

Greetings to the round,

I published my portfolio the other day and I mentioned that I am thinking about changing my dividend ETF. I have little experience with dividend strategy and wanted to ask which dividend ETFs are recommended.

(I don't see this as a buy recommendation) I trade through Trade Republic).

Current ETF: $WQDS (+0.55%)

Have looked at the $VHYL (-0.14%) and find it quite good.

Opinions about it? Love greetings.

Added after the fact:

Am also not sure obs fits into my strategy at all. Would like to make the depot actually for retirement. Of course, all my ETFs are accumulating. I have built in the budget because I still have left and can at least distribute a little.

Tidy up the depot

Tidy up the depot