4D·

My depot - looking forward to your feedback

Hello 😃

I am 21 years old and have a monthly savings rate of around €800.


to the deposit:


My basis (40% of the total portfolio) is the $VWRL (+0.33%) 60%, $TDIV (-1.07%) 20%, and 10% each $EWG2 (+0.87%) & $BTC (-0.12%)


My additional booster/grow (30% of G.) make up

20% each $NVDA (+1.93%)
$AVGO (+0.25%)
$AMZN (+0.08%)

15% each $STLAM (-0.66%)
$AER (+1.79%)

-) then 5% each should be added $IDCC (+0%) and $CBRAIN (-1.39%) (I consider these to be very exciting companies)


the remaining companies form my "long-term portfolio" (30% of the total). (these are to be held for the long term)

23Positions
€50,443.71
15.15%
30
15 Comments

profile image
Respekt💪
2
Yes, this is my type of portfolio. Congratz.
1
profile image
There's really not much to say.
Your portfolio looks really strong. Respect and keep up the good work. 💪
1
profile image
@Kai_ thanks, but I am still considering selling McDonalds & Coca Cola and focusing more on growth.
I would take it too
1
profile image
How can you have a monthly savings rate of 800 euros at the age of 21? 🧐😬
1
profile image
@AE23 generally live very frugally & am happy to actively invest money 😃 - but of course I also live & treat myself to what I want. 😅😉
profile image
@FelixFelix Well, and others live extremely frugally, can barely make ends meet and invest small amounts to avoid becoming completely impoverished in old age. No offense intended. It's good for you, the ratio is just insane
profile image
@AE23 I definitely agree with you.
profile image
Strong total 💪🏼
profile image
profile image
How do you come up with "approx. 800€"? Your invested sum is €43,800. You started in 05/23 -> 27 months. That corresponds to about 1,600€ savings rate, i.e. twice what you mention?
profile image
@KevinE My current savings rate is currently €800 - as soon as I have free cash, I will invest it too.
profile image
@FelixFelix well, but then you effectively save more.

I also have a few fixed savings plans of a certain amount and more is done on top by individual purchases. But that doesn't mean that my savings rate is only at the level of the savings plan.
1
profile image
@KevinE Okay. You're right, but this is the fixed contribution that I definitely put into shares, so I reckon on €800 a month. The rest is accordingly also on top, but I look at it month by month 😃
1
Join the conversation