2D·

🚀 Long-term ETF portfolio—what would you do differently?

Long-term buy-and-hold portfolio focused on a core of global ETFs, supplemented by small-cap stocks, India, and selected high-quality companies. Certain portfolio holdings are locked in and are therefore intentionally excluded from ongoing optimization.

Current savings rate: €1,950/month

€1,000 FTSE All-World $VWRL (+0.14%)
,

€450 MSCI World Small Cap $WSML (-0.33%)
,

€150 FTSE India $FLXI (+0.32%),

150 € Euro Government Bonds $SEGA (+0.04%)
,

€100 Linde $LIN (+0.21%),

50 € Gold $SGBS (+1.26%) and

50 € Bitcoin $BTC.

My goal is to build a broadly diversified long-term portfolio that is continuously optimized. I welcome constructive feedback, alternative perspectives, and engaging discussions on asset allocation, individual securities, and long-term strategy.

6 Comments

Sell all positions that account for less than 5% of the portfolio

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Maximilian@Max095

@Xander13 Maybe the positions are still being set up.

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DEW_7240@DEW_7240

To increase a position from 1,300 to the current 10,400 € (about 5%) with a savings rate of 50 €, that’s going to take some time. Especially since the savings rates aren’t really geared toward a target of at least 5% either.

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Xander13@Xander13

Positions of less than 5% merely increase complexity and, even if they appreciate significantly, cannot contribute significantly to the performance of the overall portfolio

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DEW_7240@DEW_7240

Mini positions don't make sense, especially for companies that don't pay dividends.
As is well known, even small amounts can add up when it comes to dividend-paying companies, provided the payouts come at the right time.

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unknown@unknown

Put that amount only to the ftse world , small caps and you will ser better results. Too many positions

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