Hello! I'm a software developer new in the investing world. Did my own little research and decided I wanted to start investing.

Since I don't want to spend too much time I'm going all with ETFs (no stock picking). I finally started my portfolio with 6 funds.

Let's see how it goes! Will appreciate any feedback or suggestions 😁😁

P.D. The weights are not correct yet. Is supposed to be:

• $VUAG (+0.79%) : 50%

• $IS3Q (+0.85%) : 20%

• $EXI2 (+0.6%) : 20%

• $EXW1 (+1.04%) : 5%

• $IEMA (-0.76%) : 5%

• $ZPRG (+0.16%) : 10% (as an extra)

I am looking to improve the diversification of my portfolio and considering adding these three ETFs:

$XUCD (+0.81%) XUCD - Xtrackers MSCI USA Consumer Discretionary ETF

$IS3Q IS3Q - iShares Edge MSCI World Quality Factor ETF

$EXW1 (+1.04%) EXW1 - iShares EURO STOXX 50 ETF

I would like your advice on how to allocate my investment among them. Are these good choices, or am I overlapping exposures? Are there better alternatives to consider for further diversification?

Looking forward to your insights. Thanks for your help.

Sparplan

Sparplan