I asked myself this question some time ago. Saving, investing, building up assets - all well and good. But what is it actually for? What is the goal?

At some point, the answer was clear to me: financial freedom.

Not because I never want to work again. On the contrary - I like working. But I don't want to have to anymore. I want to be able to decide for myself how I use my time without my income depending on it.

That's why I've opted for a clear focus on dividend ETFs. $TDIV (+0.34%)
$VHYL (+0.29%) decided on dividend ETFs.

They provide me with a regular, predictable income - a step towards independence. This cash flow currently allows me to work part-time and at the same time build a self-employment that is based on my interests - not on a fixed employment contract.

I am fully aware that if I were to invest purely rationally and with a focus on returns, e.g. only in the $VWRL (+0.35%) the path to absolute financial freedom might be shorter.

But let's be honest - who knows whether you will ever reach your goal? Health, life circumstances, fate - there is no guarantee for later.

So why not live a little more freedom today instead of putting everything off until "someday"?

My portfolio reflects precisely this conviction - long-term focus, but with ongoing benefits. And to be honest: I simply enjoy investing.

That's why, in addition to solid dividend payers, I also have a few positions for gambling $BATS (-1.29%)
$GOOGL (+2.74%) - Shitcoins $CHZ (+2.44%)
$MANA (+1.11%)
$SOL (+4.55%) included.

What do you think?

Nice new function 👍

I'm quite happy with my portfolio. With a focus on dividends, I still did quite well technically in terms of performance. In the fall, I had more than €100,000 in my portfolio for the first time. If someone had told me that 4 years ago when I started investing, I probably wouldn't have believed it 😅

So to all beginners reading this: Just keep going. It will grow all by itself. Starting was the most important step 👌

I currently have a portion in the call money, as I have two individual shares $MCD (+1.66%) and $MNST (-0.55%) have sold. I'm currently monitoring a few stocks so that I can possibly reinvest the money there. As described in the previous post, part of the money is used for active trading. I just need that for the fun factor.

Three mini crypto positions have been added in addition to Bitcoin $BTC (+0.16%) have been added: $CHZ (+2.44%)
$MANA (+1.11%)
$SOL (+4.55%)

Let's see if the altcoin bull run will work out in 2025 😅

My dears,

After I've spent an intensive 10 minutes familiarizing myself with the subject of altcoins, I'm going to take a small punter position for the upcoming altcoin bull run.

Joking aside. I didn't realize how far some crypto projects are already and that there is more than just meme coins with cute dog logos 😅

The market is becoming better regulated, growing strongly and the applications are becoming really useful. There are real well-known customers who are already using some projects. It's crazy what has passed me by due to the ignorant rejection that this is all scam (of course there is a lot of scam).

There are actually companies behind the serious projects. (I didn't know that 😂)

Blackrock $BLK has also been working on the tokenization of assets (e.g. real estate) for some time. In parallel, they have $BTC (+0.16%) ukd crypto at the time but still bad-mouthed 😅 -> seems very calculating

$BAND (-1.05%) as the biggest competitor to $LINK (+2.08%) only on the faster and cheaper Cosmos blockchain. They are working on getting validated data onto the blockchain and connecting APIs.

Possible use case, for example: An automated sports betting platform where stakes are placed and then paid out to the winner(s) after validation.

This is just a crude example and can be applied to anything.

Let's see what happens. Total loss is of course possible, but also manageable given the size of the position.

How many developers are now working on it is also impressive.

$CHZ (+2.44%) e.g. is also exciting. They are working together with major sports clubs (FC Barcelona is said to be one of them) and then tokenize profits for the fan club. (I haven't delved any deeper into this, but meet & greets with the players have probably already been awarded, etc.).

It's all high risk, of course, but I would now classify it more along the lines of "start-up investments in the technological age". The risk is almost identical.

My conclusion: You definitely don't have to do it, you can burn your fingers extremely quickly (just like with startup investing). But if you are aware of the risk and classify it for yourself, you can play it. However, I would no longer say the crude badmouthing ala "it's all just scam and bullshit gambling". It's more like closing your eyes to reality - and that's never a good thing.

P.S. The only thing I see as critical is the danger posed by quantum computers, although it should be a long time before private individuals get access to something like that. And according to supposed experts, fir blockchain can be better protected with these devices so that there is no danger - but I really can't judge that.

Greetings

Invested in BTC

Exchange in Ethereum

Purchased with 26,665 USD

Buy CHZ - Coinbase