Aldin (@aldin08) on getquin

7Mon·

Portfolio feedback

Hey guys,

I've been working intensively with ETFs over the last week and wanted to start my first portfolio (I'm 19 in Austria) and would like to get your opinion on it.

My idea was a portfolio with high diversification and a sector bet on AI & Cyber Security, but I'm not sure if I shouldn't keep everything simple and combine some ETFs with an All World ETF $VWCE (+1.33%) + only one sector bet to keep the TER low.

e.g. like this: $VWCE 75% $ISPY 10% $MEUD 10% $WSML 5% opinion?

I am very convinced of the tech sector, but with the current bull market in $NVDA (+3.67%) and Co I feel tempted to wait and see.

I am also undecided whether I should buy all ETFs accumulating or distributing to save taxes.

I would be happy about optimization suggestions to simply create a perfect portfolio according to my idea.

12 Comments

7Mon

I would say Simple halt has never done anyone any harm, especially if the portfolio is not yet that large. Do your orders cost you anything? I have friends from Austria who invest via Flatex AT and have to pay €1.50

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Das Portfoliopferd@Portfoliopferd

7Mon

Does distributing save taxes in Austria?

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PowerWordChill@PowerWordChill

7Mon

First of all, I'm sorry that you're from Austria, I sympathize.
I can tell you from experience, keep it simple unless you enjoy it.
A $SPYI is enough to get you started.
I would stay away from sector betting at the beginning, A you are probably too late, B the sector ETFs are often simply bad products.
Take your time and read up on them. And if you want to gamble, then set up a paper portfolio on Gequient, you can set it so that it is not included in your performance and see how it goes.

Enjoy the ride. 😉

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Aldin@aldin08

7Mon

Thank you for your feedback, but why exactly the $SPYI and not another e.g. the $VWCE or one with an even lower TER, if I may ask?

Would it also be a good idea to increase the share with Europe?

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Marco@Marco_91

5Mon

Keep it simple! I have tried both, individual shares and ETFs. Experience has shown me that the simple ("boring") ETFs have always performed better. Sector bets don't usually work....

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