@Fabzy Thank you for the contribution. But now I ask myself the following: Shouldn't the strategy be made less dependent on age or investment horizon than on the size of the portfolio, or does that not matter in your eyes? To put it bluntly, if a 25 year old has a portfolio of over half a million, he can easily pursue the dividend strategy than if he is only in the process of building up his assets and his portfolio is under 10k.
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@Tobi60 hm yes important point, portfolio size certainly also plays a role. However, as I wrote, the dividend strategy arose as a young professional on the one hand from the "need" to be able to bake only small rolls at the beginning with the first salary. This "need" evaporates with a high portfolio value and then we are in another scenario. In this case, capital maximization is no longer in the foreground, because this has already been achieved. But the last chapter could just as well be called and point out that the provision in old age and the amount of cash flow in later years should be kept in mind.
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@Tobi60 no, it should depend on age and investment horizon and not on portfolio size. And, of course, on personal goals. But portfolio size makes no sense.
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@Tobi60 Yes, that's the typical representative of Generation Z. 25 years old, 500k deposit and 5000 euros net at 20 hours a week. Nothing can really go wrong 🚶♂️
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•@KleinviehmachtMist Well, after all, we are the hereditary generation, and if you look at some of the depots here of early 20-year-olds, I don't think my claim is that far-fetched.
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•@Tobi60 rather sad when you inherit at 25. I hope that it lasts for me for a long time and my parents are not so stupid and save their money for me.
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