22H·

Depot roast

Dear Community,


After reading all the posts with great enthusiasm, I would like to hear your opinion on my portfolio today.

A few words about me:


I am 27 years old and bought my first share around 2019. Since then, I've unfortunately made a few mistakes and made a mistake ($KER (+1,22%) , $NOVO B (-0,32%) , $PUM (-0,61%) ). At that time, I unfortunately always had the approach that if it had fallen sharply, it had to go up again at some point...

That's why I've now increased my ETF holdings somewhat. The idea is to build up the portfolio mainly with ETFs and to improve the return with a few shares. However, I'm not really satisfied with the return yet...


I currently invest €3100 a month together with my partner, mainly in the $IWDA (-0,17%) and $VWCE (-0,21%) .

500€ flow into $BTC (-0,44%) .


I am looking forward to your opinion.


P.s.: I am aware that the stocks in the MSCI world, ftse world and s&p are duplicated. There are historical reasons why they are in my portfolio and they don't bother me at the moment.

19Posições
€ 202.870,01
12,96%
9
5 Comentários

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Unfortunately, you don't write where you store your cash balance. If they are not earning interest in a clearing account, you could also put them in the $XEON or similar - then you can at least invite your sweetheart for a meal in between ;-)
1
@GHF Cash is held by Scalable and therefore currently earns interest at 2% 😊
1
The return so far is really sobering. That's why you're on the right track now. Your portfolio is already really powerful and so is your savings rate. So you don't have to squeeze out another 1% return for the sake of it, but let your global portfolio grow steadily.
I would even leave out the MSCI World and stubbornly put 2,600 into the All-World and 500 into BTC and enjoy life.
1
Thank you for your feedback!
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Take a look to $TDIV think it would be a good ETF for your portfolio
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