9Mês·

Reallocation?

I am currently considering whether it makes sense to switch from $VHYL (+0,39%) to the $TDIV (+0,81%) to switch?

Regarding the high US share in the $IWDA (-0,03%) I already have $EXSA (+0,35%) which also helps me to use the tax-free amount.

10 Comentários

Silas@Bein-Godik

9Mês

Why? $VHYL has performed better YTD

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Timo@user8e0bbaf312a8496d

9Mês

@Bein-Godik If you look at the last year, it's 10 versus 17%.

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Silas@Bein-Godik

9Mês

@user8e0bbaf312a8496d No one knows whether it will continue like this

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Teo@teoo

9Mês

@Bein-Godik it certainly comes down to whats your prefered allocation, do you want more USA or more EUROPE and AISA based.

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Solitair@Solitair

9Mês

@Bein-Godik I also have the Tdiv, but it has quite a bit of financial exposure, which can sometimes backfire. The Vanguard is more broadly based. And as the saying goes: past performance is no indicator for the future.

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capital_sherpa_2729@capital_sherpa_2729

9Mês

@Solitair Since the Covid crash, you would have 60% more returns with TDIV than the Vanguard. If it backfires, I'll just buy more

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Thomas@Thomas_1963

9Mês

I have both. Equally weighted.

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ShrimpTheGimp🦐@ShrimpTheGimp

9Mês

@Thomas_1963 I do the same. Same start and the same savings plan amount every month. But rebalancing should not take place here 😉

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Christian@Gebsen79

9Mês

Then you're already doing a lot right. I would leave it that way

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Rodrigo Figueiras@Figueiras

9Mês

I have both 50/50.

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