Hey friends of outperformance!
I need your advice regarding a reorganization of my ETF portfolio:
60% $VWRL (-5%)
20% $XDEM (-5,9%)
10% $XAIX (-4,51%)
10% $IPRA (-7,06%)
About me: I am currently 19 years old and in my 2nd semester of economics. With the ETF allocation I hope to generate extra returns through sector bets, although I am aware of the increased risk. 100% $VWRL (-5%) would be too monotonous and low-risk for me at the moment. What do you think of the allocation and what would you change in your position?
Many thanks for any interaction <3