𝐍𝐮 𝐇𝐨𝐥𝐝𝐢𝐧𝐠𝐬: 𝐑𝐞𝐯𝐞𝐧𝐮𝐞 𝐒𝐮𝐫𝐩𝐚𝐬𝐬𝐞𝐬 𝟓𝐁 𝐟𝐨𝐫 𝐅𝐢𝐫𝐬𝐭 𝐓𝐢𝐦𝐞

$NU (-5,21%)

📊 𝐑𝐞𝐬𝐮𝐥𝐭𝐬

• Adj. EPS: $0.21 (Est. $0.21) 🟰

• Revenue: $5.0B+ (Est. $5.06B) 🟰

• Net income: $871M (+41% YoY)

• ROE: 29%

• NII: $3.25B (+12% QoQ)

• Total customers: 135M+

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📌 𝐊𝐞𝐲 𝐓𝐚𝐤𝐞𝐚𝐰𝐚𝐲𝐬

• Mexico reached break-even and surpassed 15M customers

• Credit portfolio grew 40% YoY to $37.2B

• AI Private Banker now serves 15M+ monthly active users

• NuFormer AI models now live for credit underwriting in Brazil and Mexico

• Engineering throughput increased 50% YoY through AI adoption

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💬 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭 𝐂𝐨𝐦𝐦𝐞𝐧𝐭𝐚𝐫𝐲

“Our AI transformation is a core priority of Nu. We are not adding AI to banking, we are rebuilding banking around AI.”