4D·

January performance is respectable but...

Nevertheless, I have decided to minimize the risk in my portfolio for the first time.


What did I do?

Stocks that I am not (or no longer!) 100% convinced of were removed from the portfolio and shifted into ETFs.

Thank goodness with a manageable loss.


ETF share increased and higher monthly savings, because I'm now an apprentice and earn more.


Savings as follows:

$COPX (+0,41%) is saved with 600€

$IWDA (-0,29%) with 400€

$XEMD (+0,03%) with 250€

250€ overnight money


In 3 months, my Volksbank membership in the amount of € 4800 will be terminated. This will then be used to buy shares again.


Until then, my securities account will remain: $IREN (+4,22%) , $RKLB (+1,34%) , $QBTS (+3,06%)


So: more safety, lower risk= better sleep, less headache

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