3Semana·

Rebalancing: Seeking for advise

After a year of starting to invest and lots of learning, I am deciding to focus mainly on ETF.

I had decided to start balancing my portfolio putting less focus on USA (currently over 60%) .I am planning to achieve 5 ETF with a 20% distribution on each of them.

I am planning to sell my only stock the future($Apple) and add the following ETF:

$EIMI (+0,04%) (Emerging countries)
$EXUS (-0,06%) (Global excluding US)

I would like to read your opinion/advice, thanks in advance for your feedback :)

4Posições

14,24%

3 Comentários

Abrar@abrarmohi

3Semana

60% USA is not actually a bad thing for the current market. Even the very popular and reliable $VWCE has US weighting around 60%. Underweighting USA could result in lag in performance. The question should be what that 60% USA is consists of. An ETF that is weighted 60% is different from a stock portfolio that is 60% US with a hand few of stocks.

Imo, the best course of action with ETF is probably picking an all-world or world ETF that rebalances itself, and one ETF only. Right now and for several last decades, US performed well which is why the weight is around 60%-70% in most broad ETFs. If it shifts to a different country in the future, the all-world or world will rebalance itself without you needing to sell and rebuy different sector/regional ETFs, provided you also time it correctly.

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Nojusgues@Nojusgues

2Semana

@abrarmohi I see your point. I have decided to move forward with the diversification, but I might split unevenly (not 20% for each of my ETF). I should not loose focus of performance as well.

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mpscry844@mpscry844

1Semana

In my case I have $VUAA, $EIMI and $EXUS . Happy with that.

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