One position $VICI (+0,38%) in the 🚮
And from 🚮♻️ $WM (+1,39%) in the depot
have a nice evening ✌️
Postos
149One position $VICI (+0,38%) in the 🚮
And from 🚮♻️ $WM (+1,39%) in the depot
have a nice evening ✌️
$VICI (+0,38%) from the depot for an initial purchase at $WM (+1,39%)
A Alphabet, holding da Google, continua a ser um dos exemplos mais sólidos de criação de valor a longo prazo. Apesar dos riscos associados ao seu negócio terem vindo a ser amplamente mencionados, nomeadamente os processos judiciais que ameaçavam a venda do search e o impacto dos LLMs no crescimento do motor de busca, a empresa tem-se mostrado resiliente.
O seu modelo de negócio combina escalabilidade, rentabilidade e uma aposta contínua em inovação:
- Domínio de mercado: conta com mais de 90% do mercado global de pesquisa e com mais de 2 mil milhões de utilizadores ativos no YouTube; 📊
- Modelo altamente rentável: margens operacionais robustas, capacidade de geração de caixa e um ROIC superior a 35%; 📈
- Diversificação crescente: embora 75% da receita ainda advenha da publicidade, o crescimento acelerado do Google Cloud e das subscrições digitais (YouTube Premium, Google One) está a reduzir esta dependência; 🚀
- Aposta em IA: a Alphabet está a integrar o Gemini em Search, YouTube e Workspace, abrindo novas fontes de monetização; 📌
- Reservas de caixa robustas: mais de 100 mil milhões de dólares em liquidez, permitindo financiar investimentos maciços em IA e infraestrutura sem comprometer a solidez financeira; 💼
- Opções estratégicas de longo prazo: através das Other Bets, mantém exposição a áreas emergentes com elevado potencial de crescimento, como mobilidade autónoma (Waymo), saúde digital (Verily) e longevidade (Calico).
Este equilíbrio entre negócio core altamente rentável, diversificação em crescimento e apostas estratégicas disruptivas é o que faz da Alphabet uma empresa singular e um investimento que continua a merecer atenção.
🔎 Se quiseres saber mais sobre esta oportunidade de investimento visita a análise completa em: https://open.substack.com/pub/dalemcapital/p/alphabet-inc-analise-completa
$AMZN (+0,01%)
$GOOG (-0,5%)
$CRM (+0,88%)
$NOVO B (+1,11%)
$NVDA (-0,28%)
$ASML (+0,51%)
$PLTR (-4,24%)
$O (+0,83%)
$PEP (+0,5%)
$VICI (+0,38%)
$META (-1,29%)
$MSFT (+0,55%)
$AAPL (+0,26%)
Com o corte das taxas de juro nos US o capital aplicado em money market funds (depósitos de curto prazo que estão a pagar cerca de 5% em $) começa a ser investido em ativos de maior risco. Os investidores movem o capital para tentar manter ou aumentar o yield, e grande parte desse fluxo pode ir para ações. O capital em depósitos está em máximos (7,4 trilhões) e parte deste pode entrar para o mercado. Além disso, a médio prazo, a economia deverá aquecer com o corte das taxas.
$AMZN (+0,01%)
$GOOG (-0,5%)
$CRM (+0,88%)
$NOVO B (+1,11%)
$NVDA (-0,28%)
$PLTR (-4,24%)
$O (+0,83%)
$IREN (+9,06%)
$ASML (+0,51%)
$VICI (+0,38%)
Today I would like to introduce a stock that plays a very special role in my portfolio - not because of its huge price potential, but because of its constant monthly cash flow: AGNC Investment Corp. $AGNC (+0,23%)
I am invested here and am even considering adding more. For many, AGNC is too special or too risky - for me, it is a targeted component of my dividend strategy that delivers exactly what I expect from it: monthly income with a dividend yield of over 13%.
What does AGNC do?
AGNC is a so-called mREIT (mortgage real estate investment trust), specializing in agency-backed mortgage-backed securities - i.e. mortgage securities that are backed by the US government (e.g. Fannie Mae, Freddie Mac). Compared to other mREITs, the risk is therefore somewhat cushioned because the state is liable in the event of an emergency.
AGNC earns money through the difference in interest rates between short-term financing and long-term mortgage securities - basically like a bank, but highly leveraged.
Why I consciously hold AGNC:
🔸 Monthly dividend
This is a real plus point, especially for income investors like me: cash flow every month - predictable and regular. It almost feels like a small salary bonus.
🔸 Yield currently over 13 %
Sure: dividends like this don't come without risk, but I see AGNC as a controlled income generator in the portfolio. It is important to be aware of where the yield comes from - and to understand the business model.
🔸 Agency bonds = government-backed
A crucial point for me: AGNC invests almost exclusively in mortgages guaranteed by the US government. That makes a huge difference compared to many other mREITs that go into high-risk securities.
🔸 Many years of experience & management
AGNC has been around since 2008, survived the financial crisis and has been paying monthly dividends ever since. Experience counts in this asset class - and it is available here.
What you need to know:
Of course, AGNC is not a defensive stock. Prices can fluctuate, especially when the FED changes interest rates. Therefore: For me, this is not a basic investment, but a strategic income component that I deliberately combine with more stable stocks such as Unilever, J&J or Pepsi.
📈 My conclusion:
AGNC is certainly not for everyone - but if you're looking for regular, high distributions and keep an eye on the interest rate landscape, you could have an interesting income tool in your portfolio here.
I'm staying invested here, taking the monthly dividend with me - and taking the opportunity to buy more when the share price falls.
What do you think of mREITs like AGNC? A strategic addition or a red rag? I look forward to your opinions!
#dividend
#dividendetf
#dividende
$VICI (+0,38%)
$MAIN (-0,54%)
$AGNC (+0,23%)
As already indicated in another thread, I have today parted with my position $VICI (+0,38%) today. It did what it was supposed to do, move sideways and pay a reliable dividend on a regular basis. The latter was relativized by the weak dollar and I really didn't feel it was enough. Today I took the opportunity to get out with at least a small price gain; together with the total dividends, everything is fine. I see little potential here in the near future, even if interest rates fall. In my view, this could even have a negative impact. After all, high interest rates are the last argument for being invested in the dollar at the moment. As a result, there is even the threat of a further decline against the euro, which in turn will have an impact on dividends and will also limit growth potential. And the free money will not be invested for the time being and will be deposited in the BBVA account, where it will earn a gross interest rate of 3.25% p.a.
DEGIRO is too expensive for trading in USD. Just this transaction was 13 euro incl FX. Plus I like to keep dividend in USD and on the same account with other USD div stocks to directly reinvest or trade more regular for just 0.35$. I will buy back $VICI and bet on usd/eur recovering on the longer term.
Hello everyone!
My parents are in the process of selling my grandparents' house. It will probably fetch around €275,000. My parents will soon both be 60 years old.
They had initially considered buying another property nearby. But they have moved away again. The lack of flexibility and the time and risk involved with tenants put them off.
I also told them more about investing in the stock market. They were very open and interested, even though they said they had an unfounded fear of shares etc.
Now my question to you. What is the best way to invest the money? I think dividends would be very nice as my parents like the passive income like from a property. But it should also be very well diversified across countries and sectors.
I personally have developed 2 solutions. You can give your opinion as to whether you think the solutions are good or, of course, if you have completely different ideas.
1. the ETF solution
15% $XEOD (+0,01%) Call money ETF. Div. 1.9%
15% $TDIV (+0,34%) VanEck Divi Leaders. Div 3.5%
10% $TRET (+0,84%) Global Real Estate. Div. 3.7%
7,5% $VHYL (+0,54%) Allworld High Div Yi. Div 3.1%
7,5% $PEH (+0,18%) FTSE RAFI EM. Div 3.9%
5% $EWG2 (+0,57%) Gold
5% $SEDY (+0,04%) iShares EM Dividend. Div 8.0%
5% $JEGP (+0,11%) JPM Global Equity Inc Div 7.1%
5% $EEI (+0,51%) WisTree Europ Equity Inc Div 6.3%
5% $IHYG (-0,02%) High Yield Bond. Div 6.1%
5% $EXXW (+0,98%) AsiaPac Select Div50 Div 5.5%
15% Rest German Divi Shares approx. div 2.5%
=100% with 3.7% dividend.
275k ×3,7% = 10.175€
With full taxation 27.99% = 7327€
On average per month: 610€ dividend
With 2k tax-free allowance: 657€ dividend per month
I find it very well diversified, you have overnight money, you have the USA and Europe well represented, but also 12.5% emerging markets ETF. In terms of sectors, finance will be at the forefront. Followed by real estate and energy. I think that's fine.
2. the equity solution
I have selected 34 strong dividend stocks. In the list they are roughly divided into GICS sectors.
15% $XEOD (+0,01%) Overnight ETF. Div 1.9%
12% $EQQQ (-0,05%) Nasdaq100 ETF. Div 0.4%
5% $EWG2 (+0,57%) Gold
2% $O (+0,83%) Realty Income 6.0%
2% $VICI (+0,38%) Vici Properties 5.6%
2% $OHI (+0,17%) Omega Healthcare 7.2%
2% $PLD (+0,92%) Prologis 4.1%
2% $ALV (-0,25%) Allianz 4.35%
2% $HNR1 (-0,35%) Hannover Re 3.4%
2% $D05 (-0,36%) DBS Group 5.5%
2% $ARCC (-0,79%) Ares Capital 9.3
2% $6301 (+1,79%) Komatsu. 4,2%
2% $1 (-0,34%) CK Hutchison 4.6%
2% $AENA (+0,07%) AENA. 4,2%
2% $LOG (+0,48%) Logista 7.3%
1,5% $AIR (+0,4%) Airbus 1.8%
1,5% $DHL (+0,37%) DHL Group 4.8%
1,5% $8001 (+0,52%) Itochu 2.8%
2% $RIO (+0,09%) RioTinto plc 6.4%
2% $LIN (-0,9%) Linde 1.3%
2% $ADN (+2,52%) Acadian Timber 6.7%
3,5% $BATS (-1,13%) BAT 7.0%
2% $KO (+0,81%) Coca Cola 2.9
2% $HEN (+0,2%) Henkel 3.0%
2% $KVUE (+0,64%) Kenvue 4.1%
2% $ITX (+1,08%) Inditex 3.6%
2% $MCD (-0,06%) McDonalds 2.6%
2% $690D (-0,7%) Haier Smart Home 5.6
3,5% $IBE (+1,12%) Iberdrola. 4,1%
1,5% $AWK (+1,3%) American Water Works 4.4%
1,5% $SHEL (+1,66%) Shell 4.1%
1,5% $ENB (-0,01%) Enbridge 6.5%
2% $DTE (-0,22%) Deutsche Telekom 2.8%
2% $VZ (+0,4%) Verizon 6.8%
2% $GSK (-1,19%) GlaxoSmithKline 4.2
2% $AMGN (+0%) Amgen 3.5%
2% $JNJ (+1,64%) Johnson&Johnson 3.5%
= 100% with 3.5% dividend
275k ×3,5% = 9625€
With full taxation 27.99% = 6930€
On average per month: 577€ dividend
With 2k tax-free allowance: 624€ dividend per month
I also think this solution is cool because you can select the largest companies or strong dividend payers in the individual sectors or countries yourself. And of course you can also select shares with which you have a connection. However, I have focused on shares from the USA, England and Germany because of the withholding tax. Spain is also well represented because of my parents' ties to this country. It's also cool that the NasdaqETF also includes the Microsoft, Amazon, etc. compounders.
What do you think?
Current 7 positions are $EPR (-0,62%)
$EPRT (+0,84%)
$O (+0,83%)
$VICI (+0,38%)
$RICK (+1,64%)
$AHH (+0,83%)
$WPC (+1,52%)
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