2025 - A year to forget if you look at the first quarter. While things were still looking positive until around mid-February, things have been going steadily downhill since the middle or end of February.

March 2025 was the worst single month in my portfolio since 2013, with price losses of almost 10%. The negative market trend in the US and a weak US dollar naturally hurt my portfolio particularly badly.

Monthly view:

In total, March was -9,9%. This corresponds to price losses of almost 30.000€.

The MSCI World (benchmark) was -7.9% and the S&P500 -5.8% (in dollars, for euro investors it was also more like -10%).

Winners & losers:

A look at the winners and losers shows a clear picture in March:

Winners? You will look for them almost in vain this month.

In 1st and 2nd place are Deutsche Bank
$DBK (-6,39%) and Allianz $ALV (-0,37%) two German financial stocks with gains of around € +180 each. Northrop Grumman $NOC (-1,11%) at +120€ is only one of 2 American stocks with a positive price performance in March.

A completely different picture on the losers' side:

1st place goes to NVIDIA $NVDA (-6,05%) with price losses of over €4,200. It is followed by Meta $META (-7,03%) and Palo Alto Networks
$PANW (-2,8%) with price losses of ~€2,000 each. 4th place goes to Alphabet
$GOOG (-3,48%) with €1,600 in share price losses. The flop 5 is then completed by a non-tech stock, namely Starbucks
$SBUX (-10,63%) with losses of ~€1,400.

The performance-neutral movements were €500 in March - these are still lower at the moment due to the house construction issue.

current year:

In the YTD my portfolio is now also clearly in the red with -8,4%. The MSCI World is still doing better at -5.4%.

In total, my portfolio currently stands at ~260.000€. This corresponds to an absolute decline of ~€25,000 in the current year 2025. -28.000€ of this comes from exchange rate losses, slightly offset by ~900€ from dividends / interest and ~2.000€ from additional investments.

Dividend:

• Dividends in March were +8% above the previous year at ~390€
• At the top of the list Amgen
  $AMGN (-0,11%) with meanwhile over 55€ (gross) dividend every 3 months
• In the current year, the dividends after 3 months are +15% over the first 3 months of 2025 at ~730€
• The US dollar will also have an impact on dividends this year. Example: 2,500$ at an exchange rate of 1:1 equals 2,500€. At an exchange rate of 1.08$, these 2,500$ would only be worth 2,315€, a decrease of ~185€

Buying & selling:

• I bought in March for 750€
• 460€ shares
• 190€ ETFs
• 100€ crypto
• Sales Was there no

Change of strategy?

At the moment, Donald Trump and his policies are causing a lot of scrutiny, especially with regard to the (high) US share in the portfolio.

I can understand these thoughts very well. However, I have decided not to change my strategy and to maintain my high US & tech allocation in my portfolio.

There are certainly better short-term investment opportunities (European defense stocks as an example). Through my savings plans, however, I have deliberately opted for a long-term buying strategy that I will not throw overboard every few months. In the long term, for example, 2022 was an extremely good year to buy tech stocks.

As I don't have a portfolio target for this year anyway, I'm happy to go even lower - hopefully I'll be happy about the entry prices in 2-3 years' time.

YouTube:

Unfortunately, I only uploaded 2 videos to YouTube in March. Unfortunately, work in March was extremely stressful and time-consuming, so there was little time left for this.

I have also uploaded my March portfolio update as a video there if anyone would like to see some more information on the portfolio performance: https://youtu.be/fxbvatj6uvM?si=xP_gvoEmtuqSsfz8

I'm particularly happy to receive criticism or feedback here! 😊

Goal 2025

As already mentioned in the January & February review, a fixed deposit target for this year makes little sense due to the house construction. A fixed savings rate is also difficult to implement due to the issue (unforeseen costs and the like).

A dividend target is also very difficult due to the high volatility of the US dollar.

That's why I'm focusing on other topics this year, especially building a house and possibly one or two YouTube successes.

How are things looking for you? Are you sticking to your portfolio target for 2025 or do you also see difficulties in achieving it after the first quarter?

#dividends

#dividende

#rückblick

#depotupdate

#aktie

#stocks

#etfs

#crypto

#personalstrategy

Technological advances and global challenges are opening up new opportunities in various sectors. In addition to well-known areas such as artificial intelligence and renewable energies, there are less recognized sectors with significant growth potential. Here are some areas where I see a lot of potential.

For each area, I have listed a few stocks that are considered pioneers or already established...

1. 💧 Water management - the blue gold of the future

Why is it exciting?

- Water scarcity is becoming a pressing problem worldwide.

- Investments in water treatment, desalination and efficient use are increasing.

Example company:

- Xylem Inc. $X1YL34 - Specialized in water technologies and solutions.

- Veolia Environnement $VIE (-0,92%) - Leader in water and waste management.

2. 💻 Data processing & data centers - backbone of the digital era

Why is it exciting?

- Increasing data volumes require powerful infrastructures.

- Cloud computing, edge computing and quantum computing are revolutionizing the industry.

Example companies:

- Equinix $EQIX (-5,58%) - The world's leading provider of data center services.

- Digital Realty $DLR (-6,78%) - Specializes in data center solutions for companies.

3. 🚀 Space industry - The new economic space

Why is it exciting?

- Private companies are driving innovation and reducing costs.

- Applications range from satellite communication to space tourism.

Example companies:

- Virgin Galactic Holdings Inc. $SPCE (-4,13%) (SPCE) - pioneer in the field of space tourism.

- Rocket Lab USA Inc. $RKLB (-4,7%) (RKLB) - provider of low-cost rocket launches for small satellites.

- Airbus $AIR (-1,99%) (AIR) - Leader in aerospace technologies.

- Boeing Co. $BA (-10,13%) (BA) - Involved in manned space programs and satellite technology.

- Northrop Grumman Corp. $NOC (-1,11%) (NOC) - Specializes in defense and space systems.

4. 🌍 Rare earths & raw materials - foundation of modern technologies

Why are they exciting?

- Electromobility, renewable energies and electronics rely on rare metals.

- Recycling and sustainable mining are becoming increasingly important.

Example company:

- MP Materials $MP (-1,75%) - Largest producer of rare earths in the USA.

- Lynas Rare Earths $LYSDY (-0,5%) - Leading supplier outside China.

5. 🌱 Vertical farming - the future of urban food production

Why is it exciting?

- Population growth and urbanization require new farming methods.

- Indoor farming enables year-round production with reduced water consumption.

Example company:

- AeroFarms (not found on getquin) - pioneer in vertical farming with innovative cultivation techniques.

- AppHarvest $APPHQ - Operates high-tech greenhouses for sustainable cultivation.

💡 Conclusion: These emerging sectors offer significant opportunities for investors and innovators. Early involvement could be advantageous in the long term.

🔥 Which of these future industries do you think are particularly promising? Share your opinion in the comments!

✅ I'll list the companies mentioned in the comments here:

$LRV (-6,46%) (rare earths)

$TTEK (-4,23%) (water management)

$BMI (-7,13%) (water management)

$TSLA (-3,59%) (Robotics)

🔍 Disclaimer: No investment advice - only my personal assessment. Everyone should do their own research!

The markets remain volatile and in times of crisis many investors look for stable investments. But which sectors and companies have historically proven to be particularly resilient or could even benefit?

Consumer staples - products that will always be needed

Companies such as Procter & Gamble $PG (-0,76%) Nestlé $NESN (+2,09%) or Coca-Cola $KO (+0,82%) benefit from their strong market position and stable cash flows. People are always buying household products, food and beverages.

Healthcare sector - crisis-resistant growth stocks

Companies such as Johnson & Johnson $JNJ (+1,02%) , Eli Lilly $LLY (-3,56%) or Novo Nordisk $NOVO B (-2,25%) supply medicines and treatments that are in demand regardless of the economic situation. There is a particular focus on the boom in diabetes and obesity therapies.

Providers - Stable income through basic care

Companies such as NextEra Energy $NEE (+0,71%) Duke Energy $DUK (+1,43%) or Southern Company $SO (+0,76%) are benefiting from the constant demand for electricity and water. Renewable energies are also playing an increasingly important role.

Commodities & gold - hedging against inflation & uncertainty

Gold mining companies such as Barrick Gold $ABX (-1,82%) or Newmont $NEM (-2,32%) often benefit in times of economic uncertainty, as investors flee to gold as protection against crises.

Defense & Armaments - Profiteers of geopolitical tensions

Rising military spending worldwide makes companies such as Lockheed Martin $LMT (+0,01%) or Northrop Grumman $NOC (-1,11%) into potential winners of long-term conflicts and global uncertainties.

This is just a small selection of companies. But hopefully it gives a small insight into the interesting crisis-proof sectors.

Defensive investors could now focus on consumer staples, healthcare and utilities for long-term stability. Opportunity-oriented investors could look to commodities, gold or defense if geopolitical tensions continue to rise.

#stockanalysis
#dividends
#growth#inspiration

To promote the learning effect:

Take a look at the link in my pinned post to $BATS (+3,96%) . Perfectly run to the zone and could now break out again.

Also in the daily chart $LMT (+0,01%) & $NOC (-1,11%)

But enough from me now, after-work beer is calling 🍻

Since @Dividenden_Monteur is always raving about this "UFO" manufacturer, I have also decided to make a single purchase on Thursday, so far the position was only in the savings plan.

The last earnings

EPS at 8.66$

https://investor.northropgrumman.com/static-files/15b693ec-12e4-4300-bbdc-288db7cbb0fb

To clarify the cash flow:

- B2 Spirit, maintenance costs $122,000 per flight hour

- B-21 Raider, 100 ordered, unit price 778 million $

- Contract worth $13.3 billion for the development of new ICBM missiles.

In addition, div growth of 12% over 3 years

and payout ratio at 27%

Funfact: $NOC (-1,11%) also builds these ugly American post office cars

Total return

1.425,88 €

True time-weighted rate of return

24.37 % That's my balance sheet from January! I am very happy with that! I have sold all my short-term trading positions. I built up my first positions for February yesterday and today. These are derivatives on $ADYEN (-7,26%) (MG9L2B) purchase yesterday at 4.15 $ZAL (-2,37%) ( UG0W0H) Buy today at 5.84 $NOC (-1,11%) (HT21L8) purchase day before yesterday at 1.10 I have planned purchases in $FTNT (-8,58%) ( JT7XG3) $AMZN (-6,32%) ( MJ5V94) $ADS (-10,97%) (ME44Y2) and for a little longer $AXON (-2,13%) (Ht1KYH) I am keeping the remaining powder dry in case there are great opportunities like last Monday.

A lot of time has passed since my introduction over a month ago and the one or other post. I was not satisfied with my smorgasbord and have once again taken a serious and intensive look at the subject of the stock market.

Thoughts, suggestions from some nice people here on GQ and also posts https://getqu.in/WB1phr/ have really helped me here.

Thank you for that. @DonkeyInvestor , @Mister_ultra , @Epi , @Ph1l1pp , @ShrimpTheGimp , @MoneyISnotREAL , @Staatsmann

After the introductory words, now to the presentation of my portfolio.

I have finally decided on a strategy that I find suitable for me. The core-satellite strategy. Investment period 20 years.

I will gradually reallocate my previous investments and save an additional 600 euros per month in the portfolio.

For me, the decisive point here was that I continuously build up the "core" and use the satellites to pursue my "ideas" and also generate dividend income.

The percentage allocation of the investments to my individual satellites was based on the average return over the last 10 years.

Core (60%)

-----------------------------------------------------------------------

HSBC MSCI World UCITS ETF - $HMWS (-3,74%) - Share 60.0%

Satellites (40%)

-----------------------------------------------------------------------

HSBC MSCI Taiwan Capped UCITS ETF - $HTWN (-5,81%) - Share 4.9%

Xtrackers Euro Stoxx 50 UCITS ETF - $XESX (-3,07%) - Share 2.4%

Invesco Technology S&P US Select Sector UCITS ETF - $XLKS (-5,21%) - Share 7.8%

Xtrackers Artificial Intelligence and Big Data UCITS ETF - $XAIX (-6,77%) - 7,0%

iShares MSCI World Energy Sector ETF - $WENS (-7,77%) - Share 4.2%

Global X Defense Tech UCITS ETF - $ARMG (-0,41%) - Share 3.6%

EUWAX Gold II - $EWG2 (-2,33%) - Share 3.0%

Bitwise MSCI Digital Assets Select 20 ETP - $DA20 (-6,29%) - Share 7.0%

Notes on the satellites:

An MSCI Emerging Markets would be a suitable addition to the core MSCI World. As most emerging markets ETFs rate China quite highly, but I am not convinced of this, I have picked Taiwan and chosen the MSCI index there. $HTWN (-5,81%)

Technology $XLKS (-5,21%) and AI $XAIX (-6,77%) are still markets which, in my opinion, have a lot of potential. These two areas are also the reason why I invest in energy $WENS (-7,77%) because the energy demand for AI, cloud, etc. is high.

I still see defense as a trend and have finally opted for the Global X Defense Tech $ARMG (-0,41%) final decision. In my previous post on this, I was more interested in the HANetf Future of Defense $ASWC (-2,35%) . As the European investment volume of the two ETFs (HanETF = 29.38%, Global X = 28.08%) is almost the same, but the Global X $ARMG (-0,41%) invests more in the market leaders (Lockheed $LMT (+0,01%) Northrop $NOC (-1,11%)General Dynamics $GD (-3,04%) etc.), it has now been included in the final selection.

I cover the currency sector with EUWAX Gold II $EWG2 (-2,33%) and Bitwise MSCI Digital Assets Select 20 $DA20 (-6,29%) . As you have seen from my previous posts, I am reluctant to invest in crypto. That's why it's "only" the Bitwise MSCI Digital Assets Select 20 ETP. This ETP tracks the 20 leading investable crypto assets and is therefore effectively the "MSCI World" for the crypto market.

PS: I have adjusted the crypto ETP slightly downwards in the percentage distribution with a minus of 50%.

downwards. If anyone actually looks at the table, -50% in 2022 is inserted by MIR for regulatory purposes 😉

I look forward to your feedback.

Best regards

Daniel