The fifth month is now over. Somehow just as volatile as the other months, but this time at least in positive territory. The S&P500 has made up some ground, although it is still down YTD.
In May, I recorded a gain of 2.12%. This corresponds to a value of almost 2500€.
The Dax (+5.06%) has beaten me again. This is already becoming the norm. In May, the HSBC MSCI World (+3.26%) also beat me. However, I am still ahead for the year.
Over the year as a whole (YTD), I have again lost ground to the DAX, which has risen sharply again. This time the MSCI World was also able to catch up strongly. Nevertheless, as you can see above, I am still ahead of the MSCI World this year.
My high and low performers in May were (top 3):
Tesla ($TSLA (+6,14%) ) +22,79%
Microsoft ($MSFT (+0,93%) ) +17,31%
Texas Instruments ($TXN (+0,9%) ) +16,57%
Imperial Brands ($IMB (+0,28%) ) -7,06%
Eli Lilly ($LLY (+1,37%) ) -17,69%
UnitedHealth ($UNH (+3,35%) ) -28,08%
United Health is again among the worst performers. Eli Lilly is now also among them. The pharmaceutical stock has now also fallen quite a bit for me. Nevertheless, I am still well up. Imperial Brands also did very well this year and can therefore correct a little again. Tesla is doing Tesla things again and Microsoft is generally on the up anyway. It is pleasing that Texas Instruments has risen again. This stock is quite volatile due to all the customs issues.
Dividends:
In May, I received €413.70 net from a total of 15 distributions.
Compared to May 2024 (€358.98), this was an increase of 15.24%.
There are now some more dividends in June, before July is by far the worst dividend month.
Investments:
The build-up of the nest egg is still not complete. I haven't received the bill for the car repairs yet, so I still have to set aside some money for that. Apart from that, the nest egg is growing but it will take some time until it is at a satisfactory level. I'm currently tending to keep it at least €10,000 (because 5 figures is cooler).
Purchases and sales:
There were no sales in May.
I bought or increased United Health (2x)
savings plans (€125 in total):
- Cintas ($CTAS (+0,79%) )
- LVMH ($MC (+0,36%) )
- Microsoft ($MSFT (+0,93%) )
Goals 2025:
My goal is still to have €130,000 in my portfolio at the end of the year. The goal is to be achieved by reinvesting the dividend, making payments and, of course, increasing the share price. The share price increase is of course impossible to predict in any way, so the motto is: if the share price falls or does not rise enough, more cash is needed.
This comes from selling useless stuff on eBay, additional income from e.g. "neighborhood help" etc.
The worse the share price, the more additional cash has to be raised.
Target achievement at the end of May 2025: 38.88%
Thanks to the good May, I have come a good deal closer to the average. Nevertheless, the year could still go a little better for me. But the feel-good factor is still 100%.
How was your May? The Rewind for May is already available. It looks quite nice too.
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