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431Hello everyone,
I would be interested to know what amount (in €) you would invest in the following shares? The companies are certainly also suitable for savings plans. However, I would like to have a "starting position" first.
You are also welcome to use this as a suggestion for discussion in the comments ✌🏽
Best wishes and a good start to the stock market tomorrow 🖖🏽
Hello everyone,
I've been thinking about how to invest my first €10,000. I would like to pursue the core satellite strategy.
What do you think of the following allocation?
The other 50% will go into the first 10 shares.
I would like to end up with a total of about 15 shares.
In the next three places would be the following shares:
I look forward to hearing your opinions and wish everyone a successful week.
Best regards
Sherlock✌🏻
Share king points models for McDonald's
Trend check: 5 / 8
Fundamental check: 7 / 10
Dividend check: 9 / 10
Endurance check: 7 / 10
Dividend check for McDonald's
Dividend check for McDonald's in detail
McDonald's achieves Dividenden-Check very good 9 points. McDonald's belongs with a dividend yield of 2.2% McDonald's is not one of the highest dividend payers, but the company has a very good dividend history. McDonald's has increased its dividend every year for almost 50 years. In addition, there has been strong dividend growth of +7.5% per year over the last five and ten years. The fact that growth is the same over both periods also shows that McDonald's increases its dividend very evenly.
The payout ratio of 60% can be regarded as absolutely healthy. The fact that McDonald's does not achieve the highest score in the dividend check is due to the below-average performance of the share over the last five years. McDonald's achieves a return of a good 14% (including dividends), while the S&P 500 (total return index) achieves 17%. However, this is also a very attractive return, especially when the maximum drawdown over the last five years of just -17% is put into perspective.
Chart analysis for McDonald's
Chart analysis for McDonald's (daily chart) since 2021
In the long term, the McDonald's share has followed a very stable upward trend. Here in the chart analysis, the medium-term medium-term upward trend channel (marked in blue) stands out. Although the share briefly crossed this downwards in the summer of 2024, it then quickly stabilized at the support of USD 246 (purple), it quickly stabilized. succeeded. As long as McDonald's shares remain above this level, the upward trend remains intact.
Initial support can already be found in the USD 280 range (marked in green). This is due to the upward price gap from August 2024. At the beginning of the year, McDonald's shares also successfully corrected to this level. The lower limit of the medium-term upward trend channel also runs here. The share is particularly interesting to buy near this level.
However, a small correction to the USD 300 level (light blue) is already an entry point. This is the former all-time high from the years 2023 and 2024. After breaking above this level, McDonald's shares marked the lower end of their sideways movement here. There is currently a small resistance in the form of the all-time high in the USD 318 to 324 range (marked in red). It is possible that this level could be breached, but this is likely to end at around USD 350 at the latest, as the share would then be very close to the upper limit of the trend channel.
Historical valuation based on the P/E ratio
P/E ratio in historical comparison for McDonald's
With a P/E ratio of currently 28 McDonald's is valued slightly higher than the historical average over the last 20 years (22.7). However, the average over the last ten years of around 26 shows that McDonald's has been able to successfully establish a higher valuation level in recent years. Although an entry at a P/E ratio of less than 25 would be more attractive, the share has almost never been valued significantly lower in recent years. The current valuation with a P/E ratio of 28 is therefore by no means excessive.
Dividend analysis
Dividend yield & dividend per share for McDonald's
McDonald's is a prime example of what stable dividend growth should look like. Over both the last five and the last ten years, the average annual dividend growth is average annual dividend growth of +7.5%. The dividend yield has also fluctuated steadily between 2.0% and 2.7% in recent years. The current dividend yield of 2.2% is not exactly high. However, you should not buy McDonald's as a high-dividend stock either. The focus here is on stable dividend growth. And after that, McDonald's is one of the best dividend stocks out there.
Conclusion on McDonald's
McDonald's has an excellent dividend history and is a very interesting investment for a dividend portfolio. The valuation with a P/E ratio of 28 is absolutely fair in a historical comparison. A small correction towards the first support level of around USD 300 would be ideal for an entry. As part of a dividend strategy, McDonald's is particularly interesting for stability and consistent dividend growth. However, you will have to be satisfied with a slightly lower payout of just over 2%
Full article and charts at
$MCD (+0,15%) will close all Cosmc's branches.
The whole thing is not seen as a "failure", as it allowed drinks to be tested and later distributed in McDonald's without affecting normal business operations.
Well, you can sell a lot of things as successes. 😅
What do you think of $MCD (+0,15%) the foray into the beverage/coffee market?
CosMc's is to open in 10 locations next year and is also to be established in various countries.
Good morning to the community.
I would also like to introduce my portfolio and share my thoughts and goals.
First of all, a bit about myself and how I got into trading:
I am 39 years old and have actually NEVER been interested in the stock market/shares. Through a lucky coincidence in the gambling sector, I suddenly had a 5-figure sum in my account. I then went on a kind of overnight interest rate shopping spree. At some point, however, there were no more offers that appealed to me and I ended up with TR call money. At first I didn't want to invest any money in shares or ETFs, but then I decided to take a look. That was in August 2024, when I caught the bug quicker than I would have liked and, thanks to a good friend, I was able to quickly gather some information and recognize the benefits of investing.
I've been invested ever since.
Now to the structure and goals of my portfolio:
The main focus is on an ACWI IMI in order to build up a certain amount of capital through compound interest. I am expecting an investment horizon of 20 - 25 years. The aim is to have built up a certain amount of capital by then so that I can make withdrawals later in and around retirement age and enjoy a good life in retirement without having to worry. The ACWI was the first major building block for diversification. However, I am honest and I was tempted to buy a portfolio with various individual shares. These are mainly dividend-oriented. Most of the positions pay stable dividends and have moderate growth. I deliberately chose many defensive stocks such as $MUV2 (+0,18%)
$ALV (+0,13%) or $JNJ (-0,39%) in my portfolio so as not to be too speculative. Classics like $KO (-0,1%)
$MCD (+0,15%)
$PG (-0,84%) round off the whole thing. I wanted to achieve an inflow of at least €100 per month over the entire year. Currently it's around €2150 for the whole year. I enjoy having a continuous inflow of dividends that I can reinvest freely. I really wanted to take this positive aspect of the investment with me. Accordingly, I also have very strong dividend payers in my portfolio, although they can be quite volatile and operate in a difficult market environment, e.g. $SHEL (-0,86%)
$PETR4 (-1,16%) or $MO (-0,9%) . In December, I invested in shares of $HOT (+0,57%) and $HEI (+0%) with the idea that these companies could possibly benefit from the reconstruction of war zones. (I know that's perhaps not the nicest thought and I'm not a friend of wars either, but you have to ignore that when it comes to profits) and the shares of both have done really well for me. That's why I'm also invested in 2 defense ETFs. Another ETF I have in my portfolio is a "tech/software" ETF, AI & Big Data. Individual stocks were too risky for me here and I preferred to take a broadly diversified approach. I also recently added the Germany All Cap to my portfolio, as I think that Germany will be on the rise again in the future. As a small stock with the hope of a real cracker for the future, I have $DEFI (+1,55%) in the portfolio. Let's see what happens. I'm currently running a savings plan of around 200 euros a month, as I don't have the funds to pump huge amounts of fresh money into my portfolio due to a house loan.
With this in mind, I would be grateful for any tips, suggestions and perhaps also positive words. If you have any questions, please let me know.
Kind regards
TL;DR like to roast my deposit, appreciate all opinions!
I always find the many posts here and reading various biographies very interesting, so I've wanted to say a few words for a while now.
Tried early, but started late
I am now 32 and unfortunately started investing seriously far too late, studied far too long, and with the larger salaries finally built up as much as possible and tried to catch up as quickly as possible. "Unfortunately" means for the most part the past calendar year, which is why I put a large part of my money into shares at already high prices and then had very little cash left in the crash to add to it. Fully invested, in other words. During the crash, I mainly reallocated and continued to fully invest what was left over from my monthly salaries.
Yet back in 2011, at the age of 18, I had a share called Facebook and a Starbucks share in my portfolio without much of a clue. I just wanted to know what my mother was actually doing with her shares and how it worked, and with FB and Starbucks I simply chose two companies that "everyone" uses/needs anyway. The idea wasn't that stupid, it worked, and after a short time I was happy about the small profit in absolute terms, sold the shares at DiBa despite the high fees at the time and simply forgot about shares for years - wealth accumulation, a word that wasn't in my vocabulary, the money I had was simply turned upside down as a young adult. Well, young me, just leave the shares lying around or, even better, take a closer look at them and carry on, it "might" have been worth it...
Of priorities and wrong horses
The years went by without any shares, but with lots of fast food and partying, but at least things have changed. At some point, I started to think about the future and wealth accumulation, first taking an interest in interest rates, and then the logical next step was dividends and shares. Unfortunately, it started rather haphazardly. As a student, I started investing small amounts, and of course betting on the wrong horses. Speculative lithium shares were particularly bad in this phase, unfortunately these were large sums even by my standards, from my grandfather's estate. That was bad. However, crypto was a very good horse, more precisely $BTC (-0,87%) and $ETH (+0,27%) which (as a computer scientist) I became interested in early on and exited several times with high profits, also thanks to domestic mining. It's just stupid that back then, in the last decade, I would never have imagined how cryptos would develop. If I had, I would have simply left it all, or at least part of it. You learn and you're always smarter afterwards anyway.
Fully invested - excessive, unhealthy, or simply good housekeeping?
So now I'm 32 - and proud of a portfolio that I think I've built up to a good size in a relatively short time. Which has given me other ideas for some time now. I'm still a long way from reaching my goal, but I have to get back on the "invest 100%" path, which has been completely contrary to my past for a long time now, and strangely enough, I'm finding it difficult to do so - something to reflect on. There are too many (supposed?) opportunities every day. So I simply could not $UNH (+0,58%) after a long period of observation yesterday and of course the savings plans had to run today too. I think I've always been good at budgeting, or let's put it this way, at least good at getting by with the money available to me in a perfectly timed way, but "indulging", not just in company shares, may become a little more prominent again. I don't go without noticeably in everyday life, I need very little, which I don't think is a bad quality to begin with. But I have changed a lot in the area of "consumption" compared to the past. I think it would be good to find a healthy balance. In my opinion, just as you don't just live to work, but work to live, the same applies to saving/investing. I actually read a post here on gq today that described exactly that and I could relate to it very well. So, reflection and taking your foot off the gas is allowed - no, it's a must! I am familiar with frugalists, but I never wanted to be one. I'd be interested to know if anyone else here feels the same way, or did?
Wrong decisions, mistakes... and (hopefully) the right conclusions
Back to the topic! (Not only) on the way to today's portfolio I have made many wrong decisions, as already mentioned, so I thought that a well-kept portfolio roast could do me some good. Other, new opinions and assessments can't be bad!
In particular, in the past I have often missed the opportunity to simply let profits run their course and instead dragged losses around with me for too long (which brings us back to lithium). A thought that I recently had again when I was thinking about when it would make sense to $HIMS (-1,25%) possibly realize, as an example. $PLTR (+2,21%) and $NVDA (-0,35%) are two examples that, like so many others, I naturally had on my radar, but they always seemed too expensive, the setback never came and I really missed the big rallies as a result. At the same time, I also get caught out by FOMO from time to time. So in both good and bad phases, I try not to just see red or green, fear or hope, but simply to evaluate what actually makes sense "from now on". Sometimes you realize a loss in order to try your luck elsewhere, sometimes you should let profits run, sometimes take them, sometimes endure the dip, sometimes be courageous and sometimes defensive. Easier said than done. I find it very nice and helpful to exchange ideas on this platform and how open and "yet" respectful it generally is. Of course, I will most likely never reach some portfolio sizes, but you can always learn something about how some people manage their portfolios, regardless of the absolute figures. You will always make mistakes, but at least you should deal with them correctly and draw the best possible conclusions.
Portfolio restructuring, planned investments / savings plans
And today? After some evaluation, research, regrouping and restructuring, I now have fewer, but still quite a few positions in different sectors, most of which are already of a decent and roughly balanced size. My medium-term plan is now to build up all positions to a certain target size. This is why I am currently running savings plans:
ETF/ETC:
Partly with small weekly amounts, until enough cash is available to fill the target position evenly. With $AVGO (+0,85%) for example, there is not much left. Also $BRK.B (-0,38%) / $APH (-0,77%) and others are already approaching the target. In some cases with somewhat larger sums for still small but prioritized positions, until opportunities and/or resources for individual purchases arise, such as the $ALV (+0,13%) and $RSG (+0,02%) should be mentioned here, as well as $DGE (-1,38%) as a turnaround candidate.
Once the aforementioned positions are full, I would like to turn my attention to the more defensive candidates that are already in the portfolio but which I am currently prioritizing - $MCD (+0,15%) / $KO (-0,1%) / $CCEP (+0,71%) / $ULVR (-0,4%) and others - and finally increase the ETF and gold share in the long term.
$VKTX (+0,55%) is a bit of a gamble, as I have actually said goodbye to pharma - $ABBV (+1,22%) / $NOVO B (-0,1%) / $LLY (+0,14%) and $MRK (-0,15%) were still part of the inventory until recently. Instead, I decided to go with $DXCM (+0,29%) / $ISRG (+0,74%) / $DHR (+0,07%) on medical technology.
$BTC (-0,87%) remains a fixed value in the portfolio, while I $ETH (+0,27%) (incorrectly entered due to staking - around 0.4 shares or €1000) and $XRP (-0,43%) would/will sell at corresponding prices.
I still lack around €15,000 in individual stocks at current prices to bring all positions to the current desired/dream target. This will take some time, but is foreseeable. And then I would be really quite proud and happy "as things stand now"! In any case, I now feel very comfortable on the path I have chosen and, as I said, I have to stop myself from forgetting that not all money has to be invested all the time.
Savings rate
To put this into figures, I have averaged a savings rate of around €1500 over the last 24 months, with an average of €100 a month in dividends. 1400€ investment, that's about 82% of my monthly budget after deducting all "unavoidable" fixed costs including fuel and household, but not including consumption such as clothes, going out or vacations. Exaggerated, I can't say otherwise myself. But at least I have a good reason to step on the gas and get the compound interest going.
So what is all this for?
In the long term, my girlfriend and I dream of owning a property somewhere on the Croatian Adriatic, her homeland, and where I was able to spend many wonderful weeks with my parents every year as a child. A beautiful region that I consider an important part of my life, with many great moments and memories that may become even more. I hope to get closer to this goal "quickly" with the depot. The language is already halfway there! :)
In the long term, this would probably involve a little reallocation into value dividend payers, which should help with repayment. However, I would also like to lay the foundations for later distributions today, without neglecting growth. There is probably no perfect mix for this, but you are welcome to rate mine.
So, unfortunately I was once again unable to be brief. Thank you for reading, whoever has made it this far, and for your comments! I'm very excited and wish you all a great weekend.
Today I would like to hear your opinion :)
First of all, a brief introduction to myself:
I am 35 years old, married and have 2 children.
We live in a house and almost 10 years ago I bought my mother an apartment in which I support her financially.
Accordingly, I am paying for almost 2 properties.
My portfolio is a good mix (for me) of BTC/dividends & growth.
I buy the Mercedes shares annually as an employee package; the performance is strongly positive in real terms, but I have included them here as they also arrive in my portfolio.
$BTC (-0,87%) I have been saving €100/month for years.
my other current savings plans:
$MSFT (-0,01%) 200€/month
$GOOGL (-0,98%) 100€/month
$HTGC (+0,52%) 50€/month
The savings plans are not set in stone and will be adjusted from time to time,
The target value for shares is €3000-3500 for the time being.
the kids are now in daycare for another year + one 3 years, after which the savings rate will be adjusted upwards again (daycare fees currently ~500€/mth).
$MBG (-0,68%)
$BLK (-0,44%)
$MO (-0,9%)
$ULVR (-0,4%)
$P (+0,55%)$MCD (+0,15%)
$JPM (+0,81%)
Principais criadores desta semana
